Gen X leads the holiday spending forecast
Wage growth at a post-recession high and the lowest unemployment rate since 1969 means good news for retailers in the United States this season. Holiday spending in the U.S. ...
The latest from John Pettit
I’m grateful to support women in leading the credit union industry
This year as I prepare to spend Thanksgiving with my family, I’m thinking about the many things I’m thankful for in my personal and professional life. I finally ...
The Fed’s fraud study reveals the expected and unexpected
The high-level trends in payment fraud are easy enough for industry professionals to surmise. Card fraud- both credit and debit- is on the rise, particularly in the fast-growing e-commerce channel. ...
Midterm elections yield gains for credit unions
Credit unions took initiative this election to support the people and policies that will continue to back credit union growth. According to CUNA CEO and President, Jim Nussle, credit unions ...
Generation Z means more digital, mobile & social for financial marketers
Few would dispute that Millennials caught many banks and credit unions flat-footed. But some financial marketers now think they learned their lesson, and that they are ready for Gen Z. “...
CUNA urges OCC to ensure CUs remain out of CRA
CUNA strongly advocated against efforts to have the Office of the Comptroller of the Currency (OCC) recommend that the Community Reinvestment Act be expanded to apply to credit unions in ...
FHFA heeds NAFCU concerns in final AHP rule
The Federal Housing Finance Agency (FHFA) in its final rule decided to not adopt an outcome-based framework for the Federal Home Loan Banks’ (FHLBs) affordable housing program (AHP), heeding a ...
Leadership Matters: 7 steps to effective mentorships
In my life I’ve been part of several mentorships. Whether I was the mentor or the mentee, I have found there are seven key requirements for success in these ...