Loan Zone: An analytics-based approach to risk-based auto lending
Credit unions have made notable gains in the auto loan market in recent years, driven in part by the lower rates they have offered. Going forward, a new approach to ...
The latest from John Pettit
Video shares Tyndall FCU’s hurricane recovery efforts
When Hurricane Michael struck the panhandle of Florida in early October 2018, it affected roughly half % of Tyndall Federal Credit Union’s members and damaged more than 15,000 homes ...
Emerging payments issues to consider
With all the hype around Zelle, should every credit union be jumping onboard the rapidly growing P2P solution? Not so fast, say some payments experts, pointing to numerous issues that ...
Member data and the merger effect
There are a lot of considerations for any organization going through a merger. It takes cooperation and patience to combine cultures, assets and staff during a merger, but for credit ...
And the main killer of marketing success is…
Picture this: It’s a warm summer afternoon in your hometown. Two brothers return from the playground to find both their parents had run to the store. Locked out of ...
Field of membership expansions can set the stage for mergers
Field of membership expansion can set a credit union up for a successful merger—or a merger can set up a credit union to expand its field of membership. One ...
Five ways to prepare for the coming recession
I’m an optimist—even in the midst of challenging times I do my best to stay positive. However, there is a looming negative cloud on the horizon we in ...
A Year in Review: State of the (DE) Union
It’s been a year since I came aboard the National Credit Union Foundation to lead the DE program. I’ve never been happier (or busier!) as I’ve worked ...