Skip-a-pay for the holidays
The holidays are upon us and seasonal retail sales are expected to be strong. A recent forecast from the National Retail Federation predicts growth of 3.8 to 4.2 ...
The latest from John Pettit
From wish list to reality
In today’s financial landscape of big banks and online banks, credit unions and community banks must be more innovative than ever before to remain competitive. However, “innovation” usually requires ...
Do you show these 7 signs of trustworthiness?
A fundamental component of being a great leader is trust. This trait instills a sense of respect and loyalty among employees, which ultimately strengthens your team’s bond and drives ...
Comments on NCUA budget, CECL statement due in December
Comments on several proposals, including NCUA’s 2020-21 operating budget, are due in December. CUNA presented at the budget briefing conducted by NCUA earlier this month. The proposed 2020 operating ...
4M cards stolen from restaurant breaches available on dark web
A new report from KrebsOnSecurity reveals that four million credit and debit cards are available for sale on one of the largest cybercrime websites. The stolen card data comes from ...
Coming together for the common good
If you Google “decision-making,” we think you’ll be amazed at what comes up in the search results: “The Top 5 Decision-Making Models You Need to Know,” “Models of Decision-Making: ...
PODCAST: Bettering people’s lives
Ray Lancaster began his career as a credit union volunteer. But looking back it seems inevitable Lancaster would become a credit union CEO one day. Lancaster embodies the credit union ...
Finding strategic gaps in a merger of equals
When a much smaller institution joins a larger one, it’s obvious whose strategy, business model, and processes will prevail, but a merger of equals can create a much murkier ...