HMDA: The 2020 edition
Is anyone else watching Elf and reading the new HMDA and Regulation C rules? Just me?! The Home Mortgage Disclosure Act (HMDA) requires credit unions to disclose certain information regarding ...
The latest from John Pettit
6 on-target Gen Z marketing pitches financial marketers are using
Gen Z is coming into its own now that its older members are graduating college and starting their careers. The upper end of this large group of consumers — roughly 18 ...
Barriers exist keeping CUs from accessing FHA lending program
The Federal Housing Administration (FHA) plays a critical role in homeownership, yet impediments exist keeping credit unions from accessing the FHA lending program. CUNA submitted a letter Thursday to a ...
NAFCU talks marijuana banking landscape with state AGs, regulators
NAFCU Regulatory Affairs Counsel Kaley Schafer yesterday provided insights into regulatory challenges facing financial institutions that serve marijuana-related businesses (MRBs). Schafer was part of a panel at a Regulator Roundtable, ...
Nine ways to show your employees you care this holiday season
As the holiday season approaches, leaders are starting to look for ways to show their teams they care. Yes, that’s what bonuses are for. But cash gifts aside, there ...
Stepping up for a good cause
Ideal Credit Union’s new Wellbeing Champions Committee launched a five-week step challenge to highlight the importance of daily exercise and encourage participants to walk with a greater purpose at ...
NCUA Board to consider RBC rule, but not bank merger plan
The NCUA board on Thursday will vote on a final rule that likely will delay the effective date of its Risk-Based Capital regulation but will not discuss a plan governing ...
FFIEC releases updated business continuity management booklet
A few weeks ago, the FFIEC released an updated version of its Business Continuity Management booklet, which is one of the eleven booklets that make up the FFIEC’s IT ...