The latest from Ian Lampl

Aug 19, 2020 - by Ian Lampl, LoanStreet

Proactive risk management using participations

Even before COVID-19, risk management was receiving renewed focus at many institutions. While the general principles and goals of risk management have been relatively static, technology, techniques and the potential ...

May 29, 2020 - by Ian Lampl, LoanStreet

Why the SBA Paycheck Protection Program will change business lending forever

Until this March, your typical small business owner could run their entire life from their smartphone. The one exception: their business banking relationship. That experience had not changed since the ...

Mar 6, 2020 - by Ian Lampl, LoanStreet

Securitizations vs participations: Balance sheet flexibility vs. leverage

The first credit union securitization recently closed in November 2019 (GTE Auto Receivables Trust 2019-1), undoubtedly catalyzed by the NCUA’s June 2017 opinion, issuing the authority for credit unions ...

Dec 24, 2019 - by Ian Lampl, LoanStreet

Leveling the playing field: Regulatory changes & booming CU business lending

Credit Union business lending is on the rise. Notably, as of Q3 2019, MBLs are 6.19% of total loans compared to 5.65% as of Q1 2018 according to ...

Sep 19, 2019 - by Ian Lampl, LoanStreet

The truth (and myths) about buying loan participations

Buying loan participations enables credit unions to diversify their balance sheets, more profitably deploy excess liquidity, and increase revenue. However, too many credit unions remain on the sidelines because they ...

Jun 19, 2019 - by Ian Lampl, LoanStreet

Mitigating adverse selection: Leveraging advanced pricing strategies

The commercial lending boom among credit unions continues to reach new heights. As of the end of the first quarter 2019, outstanding commercial loans at credit unions reached $73 billion, ...

Mar 21, 2019 - by Ian Lampl, LoanStreet

No minimums: The new rule for loan participations

Liquidity. Every credit union seems to need it. Yet, no one seems to know where to find it. At the end of 2018, the credit union industry’s collective loan-to-share ...

Ian Lampl

CEO & Co-Founder
LoanStreet

Web: https://www.loan-street.com

Ian Lampl is CEO & Co-Founder of LoanStreet Inc., an innovative online platform that helps financial institutions share, manage, and originate loans.

Prior to launching LoanStreet, Ian served as Deputy Chief Counsel for the Office of Financial Stability for the United States Department of the Treasury. While at Treasury, Ian developed and managed a number of the Treasury programs to stem the financial crisis, including the implementation of the Troubled Asset Relief Program, or TARP. For his work, he received the Treasury Secretary's honor award for exemplary public service.

Ian is recognized as an industry leader in loan participations and is a frequent speaker at banking, credit union, and financial technology conferences. Before joining Treasury, Ian was an attorney at Cravath, Swaine & Moore LLP, where he focused on commercial lending and securities offerings. He graduated with honors from both University of Chicago Law School and Princeton University, where he received a B.S.E. in Electrical Engineering.