Syndicated

You aren’t cutting deals with Congress. You aren’t Commander-in-Chief. You aren’t running a country. But you are a leader. People look to you for direction and inspiration. They follow you,…

Last month I looked ahead at 2024 from a regulator’s perspective—what can defense credit unions expect from NCUA and CFPB? This month I am going to lay out (guess) what…

How credit unions can combat shared branching fraud Shared branching gives credit unions a far reach, even with a smaller, targeted brick-and-mortar market. But what doors can shared branching open…

More than half of Americans find themselves burdened by personal debt, a reality that has been entrenched more deeply by recent U.S. economic conditions. Debt affects both short-term and long-term…

We are excited to announce that Spiral has been chosen to be part of the prestigiousCurql Accelerate, a groundbreaking accelerator by Curql Collective that connects innovative fintech companies and credit…

Feedback on how the CFPB’s overdraft proposal will impact access to financial services for credit unions of all sizes will help America’s Credit Unions in its push for the CFPB…

At the Thursday, February 15 meeting of the NCUA board, the directors opted to maintain the Normal Operating Level (NOL) at 1.33%. During a presentation by NCUA CFO Eugene Scheid,…

Is artificial intelligence coming for your banking job? That depends, experts say. The more senior you are, the less likely your role will see an impact from AI. Generative AI…

The National Credit Union Administration’s inability to oversee credit union third-party vendors leaves billions of dollars at risk, agency Inspector General James Hagen said last week. “Without this authority, the…

Capital One is acquiring Discover Financial Services for $35.3 billion in an all-stock deal, giving the bank a leg up in the competitive credit card market. Under the terms of…

In a landscape where the credit union industry seems to be shrinking, a curious paradox arises – an influx of aspiring individuals eager to establish their credit unions. But what…

The Conference Board's Leading Economic Index no longer signals a coming recession for the U.S. economy for the first time since the summer of 2022 even as the index declined…

Oh, the frustration!An increased budget. An innovative strategy. Hopeful execution. And then… nothing. Sometimes, it results in denial, and other times, it results in doubling down on the failing strategy,…

This week, while both the House and Senate are back in their states and districts for the Presidents Day recess, America’s Credit Unions continues to push for credit union priorities…

Relax. This isn’t another article on how close science fiction books and movies got things right 30 or 40 years ago. Although many things have changed for the better or…

The attacks on legitimate financial services that many Americans rely on to make ends meet aren’t going away. As policymakers consider misguided proposals and rules under the guise of consumer…

Creating a corporate culture that mirrors your mission and values is crucial to credit unions—and indeed, any employer—today.Employee resource groups are emerging as pivotal platforms for fostering diversity, inclusivity and…

“Democracy Dies in Darkness.” That is the officialsloganofThe Washington Post, adopted in 2017. The slogan was introduced on the newspaper’s website on February 22, 2017. The phrase was popularized by…

US consumers raised their optimism about the US economy for the third straight month in February to cap a week that offered investors a complicated picture. The initial read on…

Credit score “migration” isn’t a new phenomenon. Scores for individual consumers rise and fall by definition. If someone gets behind on a loan, that counts against their score. If they…

Loan demand was strong last year. Deposits were elusive. But that’s not news to you. That was the overall story for most credit unions in 2023. For more than 10…

Community Development Financial Institutions, often called CDFIs, are the unsung heroes of financial empowerment and community growth. This guide will delve into what CDFIs are, who they serve, their benefits,…

America’s Credit Unions President/CEO Jim Nussle urged the House Financial Services Subcommittee on Financial Institutions and Monetary Policy to ensure credit unions continue to have access to liquidity via multiple…

Credit unions are excellent financial partners for members. In addition to being not-for-profit financial cooperatives, many credit unions offer competitive services and higher interest rates on savings accounts. Moreover, they…