The true cost of accepting debit and credit cards
Credit and debit cards provide convenience for consumers, but they come at a steep price for retailers. As fraud attempts rise exponentially and processors hike their fees, the true cost…
Credit and debit cards provide convenience for consumers, but they come at a steep price for retailers. As fraud attempts rise exponentially and processors hike their fees, the true cost…
Ablowout earnings reportfrom AI darling Nvidia (NVDA) sent stocks to record highs last week. New inflation data will test that rally in the coming days. The S&P 500 (^GSPC) and…
This week, lawmakers return to Washington with plans to tackle some government funding items set to expire March 1 in order to avoid a partial government shutdown. America’s Credit Unions…
Credit unions are among the few institutions where consumers can go to save on fees and interest rates for different banking services and loans. These not-for-profit cooperative financial institutions are…
The Consumer Financial Protection Bureau on Thursday took another shot at the credit card industry, saying that the Annual Percentage Rate (APR) on credit cards has almost doubled over the…
Bad data can have a tangible, negative impact on consumers. Think of a time you were getting ready to make a serious purchase like a house or car; the last…
In a movement where large asset sizes have become a badge of honor, Express Credit Union is proud to be small. They believe that their intimate size affords them the…
African-American Credit Union Coalition President/CEO Renée Sattiewhite and I partnered to set the record straight against recent bank attacks: Credit unions will never apologize for putting people over profit. Calls…
Competitive forces in the banking industry appear to be changing more rapidly than ever. More money in motion, lower switching costs, a rising cost of funds, migration to digital, increased…
America’s Credit Unions President/CEO Jim Nussle and members of the organization’s advocacy team met with NCUA Chairman Todd Harper Thursday at the NCUA’s headquarters in Alexandria, Va. “Thank you to…
Lead with strategy. Strategy comes first. If you read enough of these articles, you hear that refrain vigorously repeated. But what about after you set the strategy? How do you…
Are you experiencing ChatGPT fatigue? Do you feel like you're late to the artificial intelligence (AI) game? Do you assume AI will soon replace you as a human resources (HR)…
The materials available in this article are for informational purposes only and not for the purpose of providing legal advice. You should contact your own advisors with questions regarding the…
The S&P 500 and Dow Jones Industrial Average both surged to close at record highs on Thursday, powered by investors piling into growth and technology stocks the day after artificial…
Credit unions would serve more low- and moderate-income people if regulators and Congress allowed them to do it, America’s Credit Unions said this week. The trade group told the Treasury…
On Friday, October 11, credit unions and system partners from across the Cornerstone region and beyond, including Arkansas, Kansas, Missouri, Oklahoma and Texas, will come together to celebrate Credit Unions…
Chief marketing officers may have forgotten the power of telling a good story. A string of recent high-profile CMO departures has renewed the debate over the value of the position…
Credit union loans outstanding increased 0.3% in December, according to America’s Credit Unions’ latestMonthly Credit Union Estimates, compared to a 0.4% increase in November 2023 and a 1% increase in…
On September 18, 2023 an organizing group called Friends of the Public Bank of the East Bay (PBEB) announced the hiring of its start-up CEOScott Waite. This is a briefannouncementby…
Get ready for insights and inspiration from a trailblazer in business strategy and consumer insights: Nikkia Reveillac. She’ll be appearing on the mainstage at THINK 24, the growth strategy conference…
Federal regulators are disguising regulations as guidance and are short-circuiting the formal rulemaking process, the American Bankers Association charged this month. Ina letter to banking regulators, ABA President/CEO Rob Nichols…
As a leader, you need to convey important information, concepts and business plans to stakeholders and employees every day. But how can you ensure that complex information sticks? Matt Abrahams,…
You aren’t cutting deals with Congress. You aren’t Commander-in-Chief. You aren’t running a country. But you are a leader. People look to you for direction and inspiration. They follow you,…
Last month I looked ahead at 2024 from a regulator’s perspective—what can defense credit unions expect from NCUA and CFPB? This month I am going to lay out (guess) what…