Let's talk regulatory compliance. Governing bodies are cracking down on ancillary product refunds and more. Allied's Peter Krall joins us to dissect the regulations and discuss how financial institutions can…
If your credit union is federally insured, have you been paying attention to recent statements coming from NCUA Chairman Harper? The February board meeting included a report on the 2023…
Senate Majority Leader Charles Schumer, D-N.Y., said on Friday that he wants the Senate to tackle marijuana banking legislation during the next few months. “In the weeks and months ahead,…
In today’s rapidly evolving commercial banking landscape, community banks and credit unions face many challenges and opportunities as they strive to meet their business clients’ changing needs and expectations. To…
When a credit union leader says they want to do a short run on a campaign, my initial response is, “Are we swimming or treading water?” Unfortunately, too many credit…
Resolutions to nullify the CFPB’s credit card late fees rule via the Congressional Review Act (CRA) were introduced in the Senate bySen. Tim Scott, R-S.C., andRep. Andy Barr, R-Ky., Monday.…
If you are looking for members with high deposit value and aren't rate sensitive when borrowing, lthen you should be prioritizing your retiring members. That's the message that our sponsored…
On April 8, 2024, a total solar eclipse was visible in parts of the United States. The eclipse clocked in at just over four minutes, but some local governments declareddisaster…
Americans’ outlook for inflation was mixed last month amid expectations for bigger prices rises across a range of key goods and services, as worries about missing debt payments mounted, a…
The aspiration of homeownership has been deeply ingrained in the fabric of American culture. However, for millennials and Gen Z, this aspiration can be frightening with the harsh realities of…
JPMorgan Chase (JPM) CEO Jamie Dimon saidin a new shareholder letter Mondaythat he is worried about a number of risks to a resilient US economy that could "lead to stickier…
The regulatory arena for credit unions is constantly evolving, and one of the most active areas in recent years pertains to debit interchange. The Durbin amendment requires debit issuers to…
Tradition says that strategy starts with your SWOT analysis. What are the Strengths, Weaknesses, Opportunities, and Threats to your credit union strategy? The longer you have used the SWOT analysis…
When it comes to paying bills, some people have a million excuses (both valid and invalid) for skirting their obligations. Unfortunately, lenders constantly deal with borrowers' excuses when it comes…
Congress returns to Washington after a two-week recess, and America’s Credit Unions remains engaged with lawmakers to advance credit union priorities. The House Financial Services Committee will hold ahearingWednesday to…
We submitted comments this week strongly opposing the CFPB’s latest proposal on overdraft fees, calling on the bureau to rescind the proposal or exempt credit unions entirely (which the Dodd-Frank…
U.S. stocks finished higher on Friday after a strong jobs report reinforced the view that the economy remains healthy even as it suggested the Federal Reserve could delay cutting interest…
Slower-than-average processing times are a headache for everyone involved, whether you’re a consumer applying for a loan or a loan officer trying to help consumers meet their needs. Fortunately, you…
Tune in to our latest podcast with Jami Jennings, VisiFI’s Vice President of Product Marketing Strategy and her guest Blanche Jackson, CEO atStepping Stones Community Federal Credit Unionas they dive…
Independent Community Bankers of America, the association representing the nation’s community banks, is asking federal regulators to order Navy Federal Credit Union to stop calling the financial institutions it is…
America’s Credit Unions’ Madison Rose, Mountain America Credit Union President/CEO Sterling Nielsen, and financial services organizations met with staff from the Federal Reserve Thursday to discuss the Fed’s debit card…
Across the financial services business, AI-powered solutions have taken center stage as the future of both internal and client-facing systems. But cutting-edge products and solutions often draw regulatory scrutiny. Headlines…
on March 27, 2024, the Cybersecurity and Infrastructure Security Agency (CISA) announced their proposed rules for the Cyber Incident Reporting for Critical Infrastructure Act (CIRCIA).* The CIRCIA legislation is aimed…
A leader in business growth and innovation, Peter Sheahan will take the main stage at THINK 24 to share his insights with credit union leaders. As a celebrated speaker and…