Why DEIB is part of sustainability
Carlene Alexander, VP/DEIB & global diversity officer atUnited Nations Federal Credit Union, is responsible for using a DEIB lens to develop and implement its workforce, workplace and marketplace initiatives. The…
Carlene Alexander, VP/DEIB & global diversity officer atUnited Nations Federal Credit Union, is responsible for using a DEIB lens to develop and implement its workforce, workplace and marketplace initiatives. The…
Tesla recently reached a settlement over the 2018 crash that killed a driver while he was operating his car on autopilot. Tesla’s position is that it’s the driver, not the…
I’m afraid I must rant again about NCUA’s management of the NCUSIF investment portfolio. From the most recently posted financials as of February 2024, the Investment Committee appears to have…
With the rise of online retail, the influence of social media, and the impact of inflation, the traditional banking experience has undergone a profound transformation. Customers expect nothing short of…
The Financial Crimes Enforcement Network’s requirements that credit unions and banks file Suspicious Activity Reports (SARs) for transactions exceeding $5,000 are burdensome and out of date, credit union trade groups…
Innovation often comes with some disagreement. It's crucial to have employees who can voice alternative, and potentially better, ideas. But how can you best show your team vulnerability and instill…
While U.S. financial markets debate the timing of interest rate cuts, one tail-risk hedge fund is warning that investors should make the most of recent economic optimism while it lasts,…
Members of the House of Representatives are scheduled to be back in their districts this week after passing a foreign aid supplemental appropriations package over the weekend, while the Senate…
For many, a nagging sense of worry about bills, debt and the elusive security of "enough" hangs heavy in the air. This financial stress, as studies by theAmerican Psychological Associationhave…
Banks and credit unions used to be distinct: Banks had the wider product range. Credit unions were more community-focused. But the lines have blurred, weakening credit unions’ edge. Between 2014…
Building your credit union a new website or modifying your existing website can be a daunting task. Whether you followtrends in the industryor studywhere you should place your effort, there…
Deciding to attend college comes with anticipation, excitement, and unfortunately, stress — especially when it comes to paying for your higher education. For this year’s college-bound students and their families,…
America’s Credit Unions’ advocacy team was on Capitol Hill Thursday for an event celebrating April as Financial Capability Month. Credit unions do so much to support the financial well-being and…
With the economy improving and inflation down quite a bit since its peak a few years ago, some experts think that theFederal Reserve could cut interest rateslater on this year.…
The House Financial Services Committee voted 28-22 to advance a resolution to repeal the CFPB’s credit card late fee final rule via the Congressional Review Act. America’s Credit Unions strongly…
There’s been an uptick in activity in Washington on issues of interest to defense credit unions, particularly the evolving use of payment system technology. Key question: how are Congress and…
Perhaps what you wanted to do with your undergraduate degree hasn’t panned out quite as you’d hoped, or maybe you’ve planned all along to continue your education. That’s completely understandable—between…
As guardians of sensitive cardmember and account data, credit unions running a credit card program must monitor cybersecurity trends closely to protect their cardmembers. Cybercriminals continue to evolve their methods,…
No one likes to be blindsided by change—perhaps least of all when it affects finances. Regulations—though typically meant to improve circumstances—can be disruptive without the proper prep, foresight, and collaboration.…
Battered by economic challenges, today’s financial consumers are being forced to reevaluate their spending and saving habits. Fewer consumers are feeling financially secure, with nearly half of all surveyed living…
I am flying solo for this episode and am diving deep into a powerful email that hit my inbox. Join me as I unpack the wisdom it holds and its…
U.S. existing home sales fell in March as higher interest rates and house prices sidelined buyers from the market. Home sales dropped 4.3% last month to a seasonally adjusted annual…
Draft data privacy legislation addresses several areas of interest for America’s Credit Unions, but it falls short of addressing many credit union concerns, President/CEO Jim Nusslewroteto a House Energy and…
For lenders like yourself, your LOS is the direct pathway connecting you to borrowers—it’s the engine driving your mortgage operations and a crucial tool in their homebuying journey. That’s why…