6 life insurance options when your term policy is up
If you’re like many people, you may have purchased term life insurance years ago to financially protect the people you care about. The right next step for you depends on…
If you’re like many people, you may have purchased term life insurance years ago to financially protect the people you care about. The right next step for you depends on…
People are wary of artificial intelligence. They’re wondering if AI will turn out to be just another trend or buzzword that fades in time. They’re simultaneously worried that AI will…
The Bureau of Economic Analysis Thursday released 2024’s first quarter grossdomestic product (GDP) report, which showed an annual rate increase of 1.6%. “GDP fell shy of expectations in the first…
Gold's price has made a spectacular run for the topover the past several months against a backdrop ofhigh demand led by unwavering inflation. According toAmerican Hartford Gold, the commodity was…
Wall Street stocks closed lower on Thursday as markets were stunned by data showing slower-than-expected U.S. economic growth and persistent inflation, coupled with a sell-off in large cap stocks triggered…
A shared commitment to serving the financial needs of the underserved has long distinguished credit unions from other financial institutions. In this episode, we talk to Jules Epstein-Hebert, the Director…
You’ve surely heard the saying, “Every penny counts.” While this might sound like a cliché, it holds a profound truth, especially when it comes to understanding what your mortgage loan…
America’s Credit Unions is throwing its support behind bipartisan House legislation that would establish an independent office to consider appeals of credit union and bank examinations. In a Tuesdayletter to…
An example of great banking user experience is to provide access to financial services in a streamlined and intuitive manner. This process takes time and is ongoing. Having a long-standing…
The executive benefits landscape is changing rapidly. This was evident at the 2024CUES Symposiumin Nassau, Bahamas, where roughly one in four sponsors were executive benefits providers. CUES Symposium was a…
All 14 credit union-supported candidates won in Tuesday’s Pennsylvania primary elections. Candidates were supported by the America’s Credit Unions PAC and the CrossState Credit Union Association. Notable among the winners…
Benchmark S&P 500 closed higher in choppy trading on Wednesday, as investors weighed an uptick in Treasury yields amid positive corporate results particularly from technology giants. An auction of a…
As tumultuous as the current economic field may seem, it’s not all doom and gloom as Q1 comes to a close. According to Joseph Mayans,Chief EconomistatExperian, thereare signs of a…
Class action lawsuits against large, well-known lenders are bringing increased attention to ancillary product refunds (like GAP, Tire & Wheel, and AD&D.) Despite the many challenges of managing these product…
More than 25% of respondents to a recentGOBankingRates surveysaid theydid all their banking online. While some use the digital tools that brick-and-mortar banks provide, others choose accounts at digital banks.…
If you can’t keep track of the efforts to kill the Consumer Financial Protection Bureau’s final rule limiting many credit card late fees to $8, don’t feel bad. Opponents of…
The Treasury’s Financial Crimes Enforcement Network (FinCEN) issued aFinancial Trend Analysisfocusing on patterns and trends identified in Bank Secrecy Act (BSA) data linked to Elder Financial Exploitation (EFE) – the…
The pandemic forced a near-overnight explosion of digital commerce. Four years later, there’s not much we can’t do online. Even fairly involved tasks, like seeing a doctor or renewing a…
Credit union overdraft and Nonsufficient Fee income should not be publicly disclosed because it is confidential business information and is exempt from the Freedom of Information Act, America’s Credit Unions…
You’ve likely seen headlines about how America has a savings problem. Many Americans couldn’t even put together $1,000 to pay off an emergency expense, and most are coming up short…
JPMorgan Chase (JPM) CEO Jamie Dimon is concerned the US economy could be in for a repeat of the problems that hampered the country during the 1970s. "Yes, I think…
I’ve seen two extremes in my fifteen plus years in the credit union movement. I’ve seen credit union leaders so paralyzed by fear of change that their credit union dies…
In 2005, George W. Bush was President and the BlackBerry was the cool handheld. The iPhone would not debut until 2007. The financial crisis was still on the horizon, and…
The Federal Communications Commission (FCC) should reject a request to require an automated opt-out mechanism on every call with an artificial or prerecorded message, including those made to cell phones,…