Syndicated

What’s the big difference between organizations that succeed in achieving exponential growth and those that putter along only to eventually tire and retreat to the Cave of Complacency? Here’s the…

Financial services trade groups are railing against the Consumer Financial Protection Bureau’s assertion that consumers who initiate a wire transfer made through their financial institution are protected by the Electronic…

U.S. job openings fell more than expected in April, pushing the number of available jobs per job-seeker to its lowest in nearly three years as labor market conditions soften in…

For credit unions with assets under $100 million, women hold 53% of CEO positions. Yet, as we look at larger credit unions, with assets over $100 million, this percentage drops…

America’s Credit Unions President/CEO Jim Nussle wrote to members of Congress on why an alternative approach is preferred to a proposed amendment to the House FY2025 National Defense Authorization Act…

It’s been over a year since the collapse of Silicon Valley Bank when it was shut down by federal regulators in March 2023. The collapse left the banking industry on…

The market for financial services is increasingly fragmented, commoditized, transactional and competitive. At a high level, many—if not most—credit unions know how to win in this context. They know that…

The U.S.economycreated 175,000 jobs in April, the lowest level so far this year but one that is consistent with an expanding economy – even if off the pace of last…

The credit union industry relies on the collaboration and support of not just financial institutions, but industry partners and vendors as well. Sharing industry knowledge and insights is a pleasure…

TheConsumer Financial Protection Bureaudeclared in May that buy now, pay later customers should have thesame federal protectionsas users ofcredit cards. However,Marshall Lux, a fellow at the Mossavar-Rahmani Center for Business…

Live Nation, the parent company of Ticketmaster, revealed Friday evening that it was the victim of a cyber attack that compromised user data. The company said in a filing with…

TheUS Secret Serviceis reporting there has been a increase in ATM jackpotting over the last six months. Traditional malware, black box and man-in-the-middle attacks have been reported in California, Colorado,…

This week, the House and Senate are back in session and America’s Credit Unions is monitoring several primaries happening across six states tomorrow. America’s Credit Unions PAC is supporting 16…

The CFPBissued a request for informationThursday regarding fees charged by mortgage providers and related settlement services. According to the bureau, it “wants to understand why closing costs are increasing, who…

Although instant payments have been the subject of much attention, consumers and businesses continue to rely on wire transfers. That’s why the upcoming Fedwire migration to the ISO 20022 standard…

The start of a new month is always an opportune time to revisit your financial situation. And withinflationstubborn (but significantly reduced) andinterest ratesstill high, this June is an important time…

When it comes to emerging technologies in the financial services industry, the use of artificial intelligence is front and center. However, AI comes with its own set of challenges—including not…

As we move fast and furiously into a digitally connected economy,paymentsmodernization is essential. After all, how businesses and consumerspay,and get paid, is central to defining the future of both commerce…

Comments on several regulatory proposals affecting credit unions are due in the coming weeks, including to NCUA on records preservation, and the agency’s annual regulatory review: June 3: Cybersecurity and…

Personal finance has been an American obsession since Benjamin Franklin’s 1737 almanac offered “Hints For Those That Would Be Rich,” including this pearl of wisdom: “A penny saved is two…

WASHINGTON (AP) — The IRS said Thursday it will make permanent the freeelectronic tax return filing systemthat it experimented with this year and is asking all 50 states and the…

Elan Credit Card recently presented awebinarto financial industry decision makers on how to navigate credit card issuing in an uncertain economic environment. Brian Bugg, CFA, VP, Director of Strategic Partnerships…

The world of coding, especially as it relates to the financial industry, is understandably vast. Don’t let this intimidate you. If anything, it should excite you about all the different…

In an era of rapid technological advancement,there remain certain immutable aspects— particularly for payments. When it comes tothe waybusinesses and consumers transact, speed, security and convenience are far fromevergoing out…