Investors are on edge this week as Federal Reserve officials prepare to signal how many interest rate cuts are still likely in 2024. Most market watchers believe policymakers will dial…
The House and Senate are both in Washington, D.C., this week, and America’s Credit Unions will be engaged on multiple credit union priorities. CFPB Director Rohit Chopra is scheduled to…
In the high-stakes arena of financial services, where competition is rapidly rising, staying ahead of the curve is not just crucial—it’s the difference between thriving and falling behind. And it’s…
Rapid technological advances and significant socioeconomic shifts have positioned financial institutions at the cusp of a major generational transition. Millennials, who represent ages 28 to 44, are often defined by…
The National Credit Union Administration announced Thursday that it has granted a federal charter and Share Insurance Fund coverage to Fair Break Federal Credit Union in Memphis, Tennessee. The credit…
I spent the morning interviewing another credit union board chair. It’s one of my favorite parts of the job. I always learn something new, and I leave every encounter feeling…
Low-income-designated credit unions have until July 1 to apply for 2024 Community Development Revolving Loan Fund (CDRLF) grants. The NCUA will administer more than $3.4 million in CDRLF grants to…
In the continually evolving landscape of finance, growth is not just a goal, but a necessity for survival and prosperity. Financial institutions operate in highly competitive environments where growth not…
House Republican appropriators are proposing again to convert the Consumer Financial Protection Bureau into a five-member commission that would be subject to the annual appropriations process. TheFY25 Financial Services appropriations…
Streaming on Netflix is the movieBank of Dave. Set in Burnley in the north of England, it is the story of a local van seller who sought the first new…
Thesecond partof this blog series covered how to forge an incredible brand. But an incredible brand means little if you don’t tell anyone about it. Or in other words, a…
We tend to think about time in a linear way, as made up of three parts: past, present, and future. But this concept of time, straightforward as it may seem,…
The U.S. Treasury Department said on Thursday it is seeking public comments on the use of artificial intelligence in the financial services sector. The agency is looking to improve its…
All 17 credit union-supported candidates won in primary elections Tuesday in Iowa, Montana, New Jersey, New Mexico, and South Dakota. Each candidate was supported by America’s Credit Unions PAC and…
The pay gap between job stayers and job changers narrowed in May in the latest sign that the US labor market is cooling from a hot start to 2024. New…
When you’re young and healthy, the last thing on your mind is life insurance. You’re enjoying those everyday moments — making plans on how to spend your time, not what…
When credit unions step up their digital banking game, they're not just upgrading technology—they're building stronger bonds with members and upping their service. But before splurging on fancy tech, it's…
As consumers struggle to make payments, it is vital for credit unions to implement successful bankruptcy and repossession strategies. This is especially critical today with inflation, mass layoffs, cost-of-living increases,…
State lawmakers in Colorado are doing something that members of Congress have refused to do. They have said that credit unions cannot buy banks. State legislators in Tennessee have said…
Digital Stoicism is a modern practice rooted in an ancient philosophy that developed in Greece around 300 BC by a Phoenician, Zeno of Citium, whose thinking went on to inspire…
House appropriators released Financial Services and General Government (FSGG) and State, Foreign Operations, and Related Programs (SFOPS) legislation for FY25 Tuesday with several items of interest for credit unions. Financial…
A quote fromJack Canfieldsays, “Your habits will determine your future.” He doesn’t just mean your good habits; he means your bad habits too. Good or bad, your habits snowball over…
Successful advocacy from the credit union industry ultimately means better financial lives for our members. Successful advocacy means strong relationships, intriguing storytelling, and influential data. This week we spotlighted new…
In the digital age, a well-designed website is crucial for any business, and credit unions are no exception. One key element that can significantly impact the effectiveness of a credit…