The Consumer Financial Protection Bureau’s (CFPB) rules that seek to remove medical debt from credit reports and cap card late fees are proving wildly popular with the general public. But…
Traders could be forgiven for breaking out their champagne glasses, even though 2024 isn’t halfway done yet. US stocks have leaped from all-time high to all-time high this year: the…
Today’s consumers have endless options at their fingertips. Switching banks, credit cards, or insurance providers takes only one click on their phones. Financial service providers must now work extra hard…
This week, the House returns to Washington, D.C. while Senate members are back home in their districts. America’s Credit Unions will monitor several hearings of note for credit unions, as…
Financing graduate education is an essential step toward achieving your highest professional aspirations. With the current economic climate adding pressure, identifying the best graduate student loans to pursue can make…
Lending is continually evolving and changing, but what are the top concerns facing financial institutions today regarding lending? Learn how leveraging data, technology, and the impact of AI is changing…
Wire transfers have been a cornerstone of global commerce for a long time—making swift and secure movement of funds across borders possible. Traditional wire systems face inefficiencies such as a…
Wall Street’s climb to record highs has come with conspicuously little volatility. TheS&P 500 has gone 377 days without a 2.05% sell-off. That’s the longest stretch for the benchmark since…
U.S. existing home sales fell for a third straight month in May as record-high prices and a resurgence in mortgage rates sidelined potential buyers from the market. There was, however,…
How can banks and credit unions transform existing customers into local ambassadors — brand advocates who promote their business? Bonding with external trusted networks is certainly part of the answer. But…
At the beginning of this year, the futures market projected as many as five interest-rate cuts by the end of 2024. However, stronger-than-expected economic data has continued to emerge, causing…
Seven of eight credit union-backed candidates won their primaries in Virginia, Oklahoma, and Georgia on Tuesday. Up next, America’s Credit Unions PAC is supporting five candidates in Colorado and 22…
Alice Lin’s husband died, and she found herself alone and caring for a disabled son. Then two years ago, the 81-year-old Alhambra woman said she started getting texts from a…
Creating a culture that encompasses empowerment, equity and inclusion isn't just a nice idea—it's a must for all financial institutions. AtAffinity Federal Credit Union, we've long recognized that our greatest…
Is there an EFT processor conversion in your future? Thinking about adding Instant Issuance or making a change to your current Instant Issuance program? Here are a few suggestions that…
Congress should not give the National Credit Union Administration the power to supervise and examine Credit Union Service Organizations (CUSOs), Ronaldo Hardy, president/CEO of the National Association of Credit Union…
Why is your bank in business? It’s not a trick question. Why does your bank exist today? When GenAI exploded on the scene, a good part of the industry took…
Where do things stand in Washington in June of an election year? Good question. Capitol Hill is treading legislative water in preparation for fall campaigning, which means neither party wants…
You’ve heard the Peter Drucker quote, “Culture eats strategy for breakfast.” It’s a simple way to say the overall vibe and values within a credit union have a stronger impact…
In today’s highly competitive financial industry, institutions are racing to outpace their rivals by prioritizing the digitization of back-end processes. Legacy IT systems, manual processes and disorganized data contribute to…
ATMs have long been a valuable amenity for merchants, providing additional revenue streams and offering customers increased banking access. But new research has brought to light a surprising new benefit…
Sen. Ted Budd, R-N.C., introduced the credit union-supported Secure Payments Act Tuesday, which would halt implementation of the Federal Reserve’s debit interchange proposal until its impact can be studied. America’s…
DCUC is already making strides in reimagining its advocacy to meet the changing and growing needs of all credit unions serving our Nation’s military and veterans. We are actively engaging…
In this episode of the Banking Transformed podcast, The Financial Brand’s Jim Marous sits down with Matt Harris, a leading investor and thought leader in the fintech space and a…