At this tech-forward credit union, people still come first
As AI has wriggled its way into more nooks and crannies of our everyday lives, we’ve been hearing quite a bit of chatter about technology versus humanity. We’re not here…
Syndicated
Cooler inflation reading helps the case for a Fed rate cut in September
The latest sign that inflation is cooling makes it more likely the Federal Reserve will be able to gain enough confidence to cut interest rates this fall. The odds of…
Salem talks state of credit union DEI at NCUA summit
NCUA kicked off its third annual Diversity, Equity, and Inclusion (DEI) Summit Wednesday in Minneapolis. America’s Credit Unions Vice President of DEI Samira Salem presented Wednesday afternoon on the state…
Board chair leadership archetypes
A board chair’s effectiveness can dramatically impact an organization’s trajectory. A strong chair facilitates an environment for a CEO to maximize their potential, propelling a credit union toward achieving strategic…
How to pay for an online graduate degree
If you’re thinking about going back to school for an advanced degree, you may be concerned with two main factors—first, how to finance it; and second, how to balance classes…
Credit unions behind on CDRLF grant applications now have until July 12
On July 8, the National Credit Union Administration announced that it has extended the deadline for applying for the 2024 Community Development Revolving Loan Fund (CDRLF). Interested and eligible credit…
Credit Unions for Kids: Small change, big impact with Children’s Miracle Network Hospitals
Have you ever considered the impact your everyday transactions can have? For Credit Unions across the country, a simple swipe at the ATM from someone who is taking out cash…
Nine takeaways from Citi’s deep dive into Gen AI and banking
Artificial intelligence is not new to the banking industry. For more than a decade, banks have been leveraging AI in fraud detection, credit scoring, and more recently, customer service through…
Gen Z consumers rely on parents amid inflation squeeze
Gen Z adults in the U.S. face increasing financial challenges because of inflation and rising living costs, with 46% relying on financial assistance from their parents and families, according to…
Apple Pay and Affirm: What their new partnership means for your credit union
The financial industry evolves at a rapid pace, making it difficult for credit unions to keep up with ever-changing trends. With technology-loving consumers always in search of easier, more seamless…
Opposition to Fed debit interchange proposal continues ahead of Powell HFSC testimony
As Federal Reserve Chair Jerome Powell testifies before U.S. House and Senate committees this week to present the semiannual monetary policy report, America’s Credit Unions isreiterating credit unions’ strong oppositionto…
Modern technology is the key to your future
Today’s consumers want speed, convenience, and functionality and they connect with digital channels first to find what they’re looking for. That’s what’s fueling the current digital transformation occurring in practically…
Reassure consumers with your credit union marketing
“The British are coming!” Paul Revere’s famous line (supposedly) warned the fledgling Americans of His Majesty’s approaching forces. It’s become a part of American historical tradition…even if many scholars sayRevere…
Fedwire ISO 20022 timeline
In 2022, the Fed announced that the Federal Reserve Banks planned to adopt the ISO 20022 standard for the Fedwire Funds Service in a single-day implementation strategy on March 10,…
Instant real time payments: A must for financial institutions
On this episode our host, Jami Jennings,VisiFI’sVice President of Digital Product Management and Member Experience, and her guest Angela Murphy, PhD, also known as Payments Elsa, break down the essential…
Financial wellness in 2024: Avoiding common money mistakes
If you’re looking for a solid resolution for the new year, consider your financial wellness and put it as a top priority in 2024. With a little help from the…
Powell: Bank regulators should repropose Basel plan
U.S. Federal Reserve Chair Jerome Powell said Tuesday that is the "strongly held" view of the Fed board that bank regulators should seek additional feedback on a contentious effort to…
Nussle to SBC: Fed debit interchange proposal should be withdrawn
America’s Credit Unions President/CEO Jim Nusslereiterated credit unions’ strong oppositionto the Federal Reserve’s debit interchange proposal in a letter to the Senate Banking Committee Monday. The letter was sent in…
Crafting a strategic marketing plan for credit unions
In this very competitive financial landscape, credit unions have no choice but to differentiate themselves to attract and retain members. A well-crafted, strategic marketing plan is essential to making this…
3 things to do (and 3 things to avoid) before interest rates are cut
Inflation has been coolingand that's a sign that the Federal Reserve could cut its federal funds rate soon. The Fed adjusts this benchmark rate in response to economic developments. And,…
Top Wall Street strategist explains why he’s abandoning an S&P 500 target
Piper Sandler will no longer release year-end price targets for the S&P 500 (^GSPC) after concluding that the index no longer truly reflects the stock market's performance. In a video…
Time management tips for project coordinators
We’d all like to get more done in less time, right? Time management is about planning the use of your time effectively to maximize productivity. If done well, expect to…
Traditional banks can adapt to a digital-only model. Here’s why they should consider it.
The banking industry is grappling with how to best serve their customers in an increasingly digital world. With a background that spans traditional banking giants and his current role leading…
Purposeful Talent Development: 10 steps to effective change management – Part 1
In the rapidly evolving financial services industry, every leader needs to be proficient in guiding their organization and people through change. However, in my work with credit unions, I have…