Syndicated

Most bank and credit union CEOs agree that there will always be a need for branches, but it is unquestionable that foot traffic has decreased during the past several years…

With Fed ratesholding steadyover the last couple of years, mortgage interest rates have stayed high overall — even hoveringclose to 8%at one point recently. And those high mortgage loan rates,…

Expectations can lead to disappointment… But that’s no excuse to avoid them! Ducking out of setting expectations because you fear being seen as a tyrant or dread disappointment is a…

Sen. Elizabeth Warren, D-Mass.,reintroducedthe American Housing and Economic Mobility Act Monday, which does not expand any explicit Community Reinvestment Act (CRA) requirements to credit unions. America’s Credit Unions, the Cooperative…

There is much public political rhetoric currently expressed under the theme of “threats to democracy.” However, America’s democratic experiment is not just in our national or state voting processes. Democracy…

While women play a serious role in the economic landscape — whether via their control of household finances or in their consumer spending habits — they don’t have as much…

In the latest episode of theDigital Banking Podcast, host Josh DeTar interviewed Caitlin Brama, the CEO of Farm Credit Employees Federal Credit Union. Brama shared her unconventional journey to becoming…

The S&P 500 closed barely higher after Monday's choppy trading session as investors held their breath ahead of a raft of big technology company earnings, a Federal Reserve policy decision…

Credit union mergers have become increasingly common in the past few years, driven by a variety of factors such as regulatory pressures, technological advancements, and the need for economies of…

Credit unions continue to chase outdated goals, aiming to be the primary financial institution for their members despite changing market dynamics. Is the quest to be a primary financial institution…

For the past few years, Americans have been taking advantage of several vehicles to earn high yields while protecting their savings. That's because persistent inflation andelevated interest rates, while tough…

This week, America’s Credit Unions continues to engage with the Senate, keeping credit unions top-of-mind, while the House has returned to their districts for the August recess. America’s Credit Unions…

Artificial Intelligence has gone from science fiction to a regular fixture in our homes and businesses at a rapid rate, and Congress and policymakers are examining ways to govern its…

A long-held tenet of investing is that small market capitalization stocks (small cap stocks) should produce a return premium relative to those with large market capitalizations (large cap stocks) over…

Credit union boards all work under their own unique structures, histories, and processes. At the same time, they face many common challenges as they seek to do their best work…

In 1728, Scottish Merchant William Hogg faced a unique problem. As a merchant of good standing, Hogg always ensured his suppliers were paid on time. However, all too often, his…

Among banks and the rest of the payments fraternity, instant payments stirs a strong mix of emotions, including optimism, skepticism, pessimism, elation, frustration and consternation. In fact, in multiple interviewsThe…

The programs allow members who might need some extra money in a given month to “skip” a payment by pushing it to the end of the loan term. The arrangement…

Following Independence Day, we’re provided an opportunity to reflect on the values of unity, service, and dedication that define our nation and how they carry into our credit unions’ mission.…

The Bureau of Economic Analysis Thursday released 2024’ssecond quarter gross domestic product(GDP) report, which showed an annual rate increase of 2.8% (compared to 1.4% in the first quarter). “GDP exceeded…

Four in five Americans have anxiety about their financial situation, with 34% experiencing moderate or severe anxiety, according toa national survey conducted by Discover. More than half of respondents said…

Financial literacy is a crucial life skill, and equipping the next generation for financial success requires a multifaceted approach. AtFortune’s Future of Finance 2024, moderatorDiane Bradyspoke withTom Davidson, Founder of…

Thanks to a flurry of critical news coverage, the image of credit unions being a pro-consumer beacon is being questioned on Capitol Hill and in DC regulatory agencies. The question:…

Are you considering an overhaul of your bank or credit union website? It's an intimidating task...and one you shouldn't rush. Your website is your front porch; it's the first place…