Syndicated

Over the last few years, lenders have noted an increase of individuals applying for lines of credit. The influx of credit applications has put a demand on lenders to review…

Among the many outcomes that may result from credit unions investing in CUSOs, Passageways’ recent evolution adds “international corporate incubator” to that list. The partnership between the employee intranet and…

I just read Credit Union Magazine’s annual Credit Union Rock Star issue (sponsored by Fiserv, as it so happens). It’s dedicated to those unique, innovative people who excel in their…

In its annual savings trends report Inside America’s Savings Plans, Ascensus finds that saving behavior is starting younger—with retirement savers ages 25–34 most likely to be on track to meet…

Despite the emergence of innovative payment platforms and technology providers, more than a third of business-to-consumer disbursement payments are still made by check. That can be an expensive and slow…

Financial institutions couldaccumulate“nine times more unstructured data than structured data by about 2020.” Applications for accounts and loans continue to require more verification than ever before, requiring hundreds or even…

Here's an interesting finding from a recent survey: "58 percent of workers say that they'd stay at jobs with lower salaries if that meant working for a great boss." This…

Veterans Day is a time of year many Americans ask how they can help recognize those who currently serve and have served our country. Veterans live in every community across…

Credit unions are well positioned after Tuesday’s election into the 116th Congress, CUNA President/CEO Jim Nussle said during CUNA’s post-election webinar Thursday. Nussle was joined by Chief Advocacy Officer Ryan…

NAFCU's award-winning advocacy team is preparing for Congress to return to Washington following this week's midterm elections. Although the 116th Congress will be "split" – with Democrats controlling the House…

Catering to members who log long hours in trucks traveling across the country, Sharmon Lenth, president/CEO of $20 million asset Coast2Coast Financial Credit Union in Tampa, Fla., understands members must…

At TransUnion, we believe that consumer access to multiple credit scores is key to expanding economic inclusivity. Earlier this year, we looked at how the use of additional credit scoring…

Almost two-thirds of financial institutions expect their ATM networks to grow, but far fewer expect the ATM channel to become a more important part of their business, according to the…

Over 13M Americans (5.35%) have finished holiday shopping! Now for the good news – the other 95% of shoppers still have not completed! However, another 18% anticipated being finished by…

If your credit union or bank’s website were a dating profile, what first impression would you be giving prospects? Are you the hip, attractive guy who runs five miles a…

Auto refinance companies are presenting more unique solutions for lead generation than ever before. Credit unions can attract new members and add new loans by partnering with refinance companies that…

Richard Rumelt, author ofGood Strategy/Bad Strategy:The Difference and Why it Matters, openedCEO/Executive Team Networkin Nashville this week with a discussion of strategy—andwhat it is not. Bad strategy is not simply…

CUNA President/CEO Jim Nussle and other CUNA leaders will break down what a Democrat-controlled House and a larger Republican majority in the Senate means for credit unions Thursday in a…

Providing credit unions with an update from Tuesday's midterm elections, NAFCU Director of Political Affairs Chad Adams said it was a good night overall for friends of the industry. As…

Let’s face it, these are tough times for managing liquidity. Credit unions are trying to strike the right balance between having too many liquid assets or too few. During the…

Among the most fastest growing types of identity fraud is synthetic fraud, which has exploded with the proliferation of data breaches such as Equifax. “You need to be aware that…

Catching up on some recent credit union tech implementations utilizing outsourcing on a cloud, creating a better omnichannel experience and ATM messaging. The Monett, Mo.-based Jack Henry & Associates’ Symitar…

If your credit union or bank marketing strategy doesn’t include community involvement during the holiday season, then you’re missing the mark. Consumers today—specifically millennials and Gen Z—are increasingly cause-driven. They…

To date, credit unions have been faced with the choice of providing credit card processing in-house or outsourcing. Historically, only big credit unions ran in-house credit card processing. Smaller CUs…