Syndicated

The role of data in the competitive financial services sector has become extremely important. The foundational question many financial institutions face is how to utilize data to make informed decisions.…

The adage goes, “Hope for the best, but prepare for the worst.” While you can never predict what challenges your members might face, you can protect them—even in the event…

CUNA President/CEO Jim Nussle urged all credit union stakeholders to exercise their right to vote Tuesday in the 2018 mid-term elections. Nussle will join CUNA leaders for a post-election webinar…

With one-third of Senate and all House seats up for grabs in today's midterm elections, NAFCU lobbyists will be focusing especially on outcomes for lawmakers serving on key committees with…

A 2018 survey of 401(k) plan participants suggests that if you want to help your employees save enough to retire on time, help them understand how to more effectively use…

The Conference Board’s Consumer Confidence Index rose to 138.4 in September, which is up from 134.7 in July, and is the highest level since October 2000. That’s not surprising. The…

It’s going to be a long and busy election night, with 435 House races, 35 Senate seats and 36 governors up for election. And if the crystal ball gazers are…

The loan-to-share ratio is an insightful measure of a credit union’s liquidity. Driven by lending volume and deposit acquisition, the ratio represents a balancing act between two sides of the…

An odd contradiction may be impacting your institution’s ability to raise deposits. Financial institutions routinely disclose substantial early withdrawal fees on deposit accounts — fees that, historically, they never really…

Maybe it’s because I’ve seen so many Christmas commercials already that I wouldn’t be surprised if Macy’s announces it is moving its parade from Thanksgiving Day to Halloween Day. Or…

It is a common claim that human nature favors consistency. We, as humans, do not like change. For those like me, who are compulsive planners, this is truer than for…

CUNA staff will host a post-election webinar Thursday, where CUNA President/CEO Jim Nussle, Chief Advocacy Officer Ryan Donovan, Chief Political Officer Richard Gose and Deputy Chief Advocacy Officer for Political…

Americans will vote tomorrow in the midterm elections. Pre-election polling continues to hint that Democrats are poised to possibly win control of the House in the next Congress while the…

The 2018 CUNA Lending Council Conference ended on a high note with a “keynote concert” by Grammy-nominated musician Freddie Ravel Wednesday in Anaheim, Calif., Music has the power to move…

Since the number of credit unions is decreasing, the NCUA’s budget should be decreasing too, some credit unions are arguing. After all, if the agency has fewer credit unions to…

Is your credit union considering a dive into the world of analytics? You might be readier than you realize. Tapping into data that will help you identify what members need…

Many credit unions have the best of intentions to create and launch amazing marketing campaigns, but when things get busy throughout the year, marketing is oftentimes the first thing to…

Gone are the days of a linear banking experience. The banking journey has evolved into a dynamic path, defined by a proliferation of touchpoints and owned by customers who desire…

To be a better leader, you must first understand yourself: your strengths and weaknesses, what drives you and what keeps you grounded. We can't get to the next level and…

For years, many of us have been calling credit unions the best-kept secret in the country. Are you getting as tired of saying that as I am? We all should…

The Bureau of Consumer Financial Protection has updated its small entity compliance guidefor the Home Mortgage Disclosure Act (HMDA) to reflect changes in the Economic Growth, Regulatory Relief and Consumer…

As pre-election polling hints that Democrats are poised to possibly win control of the House in the next Congress, the securities and investment industries – as well as banks –…

This year is turning out like most people predicted in the mortgage arena. Rising interest rates have significantly hampered the mortgage refinance market. The growth of the purchase market can…

The Trump Administration’s five-year estimate of the cost of the credit union tax exemption has dropped by almost a third, according to the Treasury Department’s latest estimate of tax expenditures.…