Syndicated

Nothing strikes fear in the heart of an executive like unforeseen risk: those circumstances beyond the credit union’s control that can wreak havoc on its reputation and bottom line. And…

Accusing the NCUA of “flouting” its emergency merger authority, community bankers are asking for a congressional investigation into the agency’s approval of the merger between PenFed and Progressive Credit Union.…

Each day, thousands of credit union members generate critical personal financial data. They swipe their debit cards for coffee in the morning, pull money from an ATM in the afternoon,…

In keeping with the tradition started two years ago, where we score how well the Trellance team did on the previous year’s predictions, below is our report card for our…

As technological advancements bring more channels, customization and convenience to financial services, new providers continue to enter the marketplace to capture consumers' attention and patronage. Member loyalty and service will…

Repossession is an unpleasant business that is generally the result of a string of bad events or circumstances, often out of your borrower's control. It's a last resort effort for…

Deposit growth is hard, and it’s only going to continue getting harder. Non-interest-bearing deposits at banks and savings institutions declined by 2.3% in the third quarter of 2018, the largest…

Credit unions will continue to benefit from the relatively strong economy in 2019, but credit union performance could revert toward longer-term trends in coming months, according to the latest CUNA…

As the partial government shutdown enters its second month, NAFCU has launched a new grassroots campaign that allows credit unions to directly contact their representatives and senators. NAFCU is encouraging…

As technology develops and requirements change, businesses sometimes find that they have a diverse collection of legacy technology platforms. These systems may have played key roles in business operations at…

France’s data privacy regulator, The National Data Protection Commission, fined U.S. tech giant Google €50 million ($57 million), the initial CNIL penalty under the EU’s General Data Protection Regulation. CNIL…

Every new year brings new opportunities to create healthier lifestyle habits, establish goals and objectives for the coming year, and in some ways start life over. Unfortunately, most new year’s…

My family recently went to Home Depot to get paint. It wasn’t just any paint. The die hard “Doctor Who” fan in my home decided to paint his bedroom walls…

Visa cardholders soon will have the ability to tap to pay at checkout at all Target stores across the United States. Tapping to pay with a contactless-enabled card, phone or…

As the government shutdown continues, a large percentage of people who work on national cybersecurityremain furloughed. This includes many Department of Homeland Security and National Institute of Standards and Technology…

1. AI-Powered Consumer Lending Fintech lenders are making inroads into banking markets by harnessing advanced analytics and non-traditional data as they automate and fine-tune underwriting processes, notes a report by…

Holly Hoffman will keynote this year’s CUNA Regulatory Compliance Certification School. She will share how compliance professionals can face their challenges in intuitive, honest and adaptable ways. CUNA Regulatory Compliance…

NAFCU member credit unions have until March 1 to submit their entries for the association's 2019 Annual Awards Competition, which recognizes association member credit unions, professionals and volunteers for their…

A great number of the governance challenges that we come across in the work that our firm, Quantum Governance, L3C, undertakes with credit unions can be boiled down to matters…

In 2016, ISU Credit Union in Pocatello, Idaho, launched an initiative aimed at increasing employees’ community involvement. “Teal Team VI,” inspired by the U.S. Navy’s SEAL Team Six, encourages and…

A few months back, an article in HBR proclaimed the power of questions. It’s not a bad article, and it mentions lots of sensible things: more questions are better than…

Death, taxes and HMDA reporting requirements — as the government shutdown grinds on, few things remain as constant as these three absolutes. But a few things have changed since you…

Less than half of credit union senior executives have an optimistic outlook for 2019, according to a new Cornerstone Advisors report released Monday. What’s more, a positive outlook among credit…

Fraud threats are growing in sophistication and scope as 2019 unfolds, leaving credit unions to deal with daily operations and — when they can — determine where to allocate resources…