Why am I the bad guy? Or am I?
I am back after the summer break and am discussing a tough but important topic. I reflect in this episode on the struggles that I have faced as an “accidental…
I am back after the summer break and am discussing a tough but important topic. I reflect in this episode on the struggles that I have faced as an “accidental…
In the world of finance, certain facts are almost too big to wrap your head around. Here’s one: BNY Mellon, has nearly $50 trillion in assets under custody.That’s right—$49.5 trillion,…
From putting your toddler children on your payroll to claiming your car as a business expense,TikTokis chock-full of potentially bad money advice. Yet, financial TikTok, also known as#FinTok, is one…
In times of crisis, cash is a valuable, and even life-saving, resource. The American Red Cross lists extra cash - small bills and change – among the basic supplies needed…
Leagues and credit unions continued to meet with elected officials in Washington, D.C., before Congress returns to their districts to campaign. The Credit Union Association of New Mexico, along with…
Diversity, Equity, and Inclusion (DEI) have become increasingly salient in recent years, yet many organizations have chosen to distance themselves from these initiatives. For credit unions, however, neglecting DEI efforts…
Community banks and credit unions operate in an increasingly challenging marketplace. With dynamic interest rates, economic uncertainty and shifting consumer expectations, these financial institutions face increasing pressure to adapt and…
In July, the NCUA passed (2-1) a proposed rule on succession planning which would require the board of every federally insured credit union to “establish and adhere to processes for…
The Dow Jones Industrial Average and S&P 500 closed lower on Wednesday, retreating from recent record highs fueled by China's sweeping stimulus package, as investors awaited further economic indicators and…
Vicinity Credit Union, formerly known as United Credit Union, is excited to announce its official rebranding and the launch of its new, state-of-the-art website. Founded in 1930 within the halls…
Synergent is pleased to announce that our partner, the Accel Network, is the first and currently only U.S. debit network that will allow cannabis merchants to accept payments for the…
In arecord-tying deal, ESL Federal Credit Union has agreed to acquire $401 million-asset Generations bank in Seneca Falls, New York. The $9.3 billion-asset credit union in Rochester, New York, will…
With recent Supreme Court decisions making more legal challenges possible, a new Legal Advocacy Fund will increase America’s Credit Unions’ ability to protect and advance the interest of its members…
Saving money can feel simply overwhelming, especially when you're juggling entry-level jobs, student loans, and maybe even living with roommates. But fear not! With the right money-saving strategies, you can…
The security of ATMs has become a pressing concern for financial institutions, retailers and ATM deployers alike. As criminals become more sophisticated in their methods, the need for advanced security…
If you want your credit union to stand out this Christmas season, it’s not about offering the biggest discount or plastering holiday cheer everywhere. And like a shattered glass ornament,…
Harborstone Credit Union has been among the most acquisitive CUs in the country in the past year. The $2.1 billion-asset Harborstone, which announced two bank buys since August 2023, said…
Federal Reserve governor Michelle Bowman elaborated in a speech on Tuesday about her decision to dissent from last week's jumbo rate cut, saying that she worried that a 50 basis…
The Justice Department is poised to hit Visa with an antitrust lawsuit involving its debit card business, according to three people with direct knowledge of the matter. The DOJ plans…
NCUA’s strategic planning proposal is “wholly inappropriate” as a regulation, though may be helpful to some credit unions as guidance. America’s Credit Unions Regulatory Advocacy Senior Counsel Luke Martonefiled comments…
Liquidity in the $27 trillion U.S. Treasury market, the largest government bond market in the world, is back to levels seen before the Federal Reserve started hiking interest rates in…
The oldest credit union in America, St. Mary’s Bank, is facing the very modern problems of increasing fraud and scams aimed at financial institutions. These challenges were highlighted in American…
But is the cure worse than the disease? So, if a bad bill doesn’t become a law in Congress, there’s nothing to worry about, right? Not necessarily, as new legislation…
Who’s hooked more on credit cards and other plastic, U.S. consumers or their banks? A key conclusion of the Capgemini World Payments Report 2025 is that many banks have a…