Syndicated

Think about all the marketing messages you see every day. How much of it is just meh? Probably a lot of it. Few marketing messages stand above the rest. Now,…

According toAlkami’s 2024 Telemetry Data Report, credit card usage is up. The average credit card payment has increased since 2020, reaching $2,376 by 2023. Meanwhile, the number of credit card…

As the year winds down, it’s the perfect time to leverage the goodwill you’ve built with your members and engage them with fresh, exciting content! A personalized recap of each…

The White Housesays it has made it easier for small businesses to refinance debt. The Small Business Administration (SBA)announceda rule change Tuesday (Oct. 1) to its 504 Loan Program, which…

Interchange, fraud and the CFPB’s approach to payments were chief topics of conversation during Monday’s meeting with America’s Credit Unions’ advocacy team and Treasury Deputy Assistant Secretary for Financial Institutions…

Open enrollment is the time of year when you can enroll in or change your employee benefits, such as health insurance, life insurance, and other voluntary benefits. It can be…

In the worlds of banking and lending, you’ve certainly heard that digital transformation and digital maturity are key drivers of growth and adaptation. While both ideas have their advantages, they…

California Gov. Gavin Newsom signed a package of legislation into law Tuesday aimed at protecting consumers, his office announced. In total,19 billswere signed by Newsom. His office said in a…

Job number one at America’s Credit Unions is relentless advocacy, and a key component of that strategy going forward is elevating our powerful, unified voice through our newly established Legal…

Buy now, pay later (BNPL) has emerged as a compelling payment option, particularly amongmillennials. This shift presents an opportunity forsubscriptionmerchants to enhance their offerings, potentially increasing revenue and creating long-termcustomer…

Since credit unions were established in the U.S in 1908, they have fulfilled their mission by providing financial services totheir members. Over time, they have grown in numbers (23,866 at…

Congress is back in their home districts until after the Nov. 5 election, after passing a bill to fund the federal government through Dec. 20 last week. President Biden signed…

As the population ages, more caregivers are stepping up to meet their growing needs. If you have an older family member, you might be the one who cares for them…

In theSeptember edition of the Velera Payments Index, we see that growth in consumer spending increased on debit but softened on credit, mainly due to lower gasoline prices. We also…

Elan recently hosted awebinarwith industry expert, Tim Kolk, President of TRK Advisors about diving into the agent credit card model and how it impacts credit unions and their members. When…

A key US financial regulator is planning to take a closer look at credit unions snatching up community banks as those M&A deals reach a record high in 2024. The…

Treasury SecretaryJanet Yellensaid Thursday (Sept. 26) that it takes continuous work to build and maintain a resilient financial system. Inremarksprepared for delivery at the2024 U.S. Treasury Market Conference, Yellen outlined…

Two of the nation’s largest credit unions that serve the Ukrainian American community announced plans to merge. The $1.4 billion-asset Self Reliance New York Federal Credit Union and the $535…

Iterative improvement, resource management, and risk management are traditional project management tools that are used for fostering efficiency, effectiveness, and overall smooth execution of a project lifecycle. While these tools…

Financially healthy customers are good banking customers: they generally have control over their finances demonstrated by paying debt on time, keeping higher account balances and holding a larger variety of…

A new bill would authorize $4 billion in additional capital, grants, and support to Minority Depository Institutions (MDIs) and Community Development Financial Institutions (CDFIs). House Financial Services Ranking Member Maxine…

During the past three years, spending ondigitalhas tripled for banks and credit unions, but what are those FIs getting for their investment? At the inaugural Tyfone Thought Leadership Forum in…

The Federal Reserve announced a much-anticipated 0.5% interest rate decrease on September 18, 2024 – the first decrease since March 2020. Lower interest rates certainly sound positive, but what does…

Want to streamline your credit union’s board management? Discover how Aprio’s board portal can boost efficiency, enhance security, and foster collaboration. For credit unions and their communities, strong governance is…