Lenders, it’s important to understand flood risk exposure, regulatory compliance, and insurance, so that your institution can be proactive in planning for changes ahead in the industry. Historically, flood coverage…
When SAFE Federal Credit Union($1.1B, Sumter, SC) was looking for a new hire to lead the transformation of its operations through critical systems conversions and beyond, it found a “purple…
After successfully passing their exams at CUNA Regulatory Compliance Certification Schools, 87 credit union professionals have earned their Credit Union Compliance Expert(CUCE) designations. “If you need a great overview of…
Passing into law The SAFE Banking Act (H.R. 1595), which would institute a safe harbor for financial institutions serving legal marijuana businesses, would increase insured deposits at credit unions by…
With a high number of privacy rules and guidelines currently being enforced, how can a credit union use contract management software to mitigate risk and protect members’ personally identifiable information?…
It may be one of the worst kept secrets in the credit union industry. Unconfirmed rumors have been circulating since last year about a proposed merger of the Georgia Credit…
You’ve probably read it somewhere. Someone has probably told you. Chances are, you know that your credit union needs a business continuity plan, but you don’t remember exactly where you…
Whether they swipe or insert, Americans have a proven tendency to reach for their credit cards over all other payment options. And it’s not just tactile appeal--credit cards exceed debit…
Swiping a card these days seems like a thing of the past as more EMV chip cards enter the wallets of U.S. cardholders. There were 509 million Visa chip cards…
As hurricane season approaches, we’re reminded of a fact we enjoy not thinking about: that we’re seeing increased frequency in extreme weather events. When is the last time you asked…
We’ve all experienced what it’s like to use a website with awful navigation: it’s about as appealing as playing leapfrog with unicorns. Moreover, if you offer lots of products and…
CUNA issued an action alert Tuesday designed to solicit credit union comments on the Federal Communications Commission’s (FCC) upcoming vote on a declaratory ruling on default call blocking. CUNA’s Grassroots…
The NCUA Tuesday issued a Regulatory Alert to help credit unions prepare for the July 1 implementation deadline of an interagency rule that requires mortgage lenders to accept both private…
As a credit union board member, you may have run into a member on the street and he wants to bend your ear about something like the following: “Is my…
An agricultural community and a family-owned dairy farm turned into a classroom last week for a group of young professionals learning how SICREDI makes an impact in members’ lives. The…
Long gone are the days when credit unions could consider the community institution down the street, or even the biggest national banks, as their only competition. Large technology companies and…
To serve the needs and wants of young members, credit unions — especially college- and university-affiliated ones — must constantly re-evaluate these members’ financial knowledge, awareness, and preferences. For Harvard…
At the time of writing, we have 23 Democratic presidential candidates who want to unseat President Donald Trump. Now… name five of them. How’d you do? Did you struggle like…
Have you ever had or been a mentor? If not, you are missing out. Regardless of your experience or whether your organization offers a program, this is a relationship you…
Yesterday evening as I sat down to watch the first game of the Stanley Cup finals I noticed that CUNA sent out a head’s up about a set of proposals…
The fast pace of smartphone adoption in the U.S. and globally is well-known, though how this impacts banks and credit unions is yet to be fully understood. But some strategic…
As winner of this season of American Idol, Laine Hardy is one of a select few to make it through multiple rounds of performing and votes to emerge as a…
The Senate Thursday passed legislation that would enhance the Federal Communications Commission's (FCC) enforcement authority over violations of the Telephone Consumer Protection Act (TCPA) and require voice service providers to…
As the financial services industry becomes more complex and competitive, keeping members informed, educated and entertained becomes increasingly critical. Countertop flyers, brochure racks, and paper posters hung on walls or…