Generative artificial intelligence (AI) has emerged as a new technology with the potential to completely reshape business practices and create new avenues for innovation. It will significantly impact virtually every…
According to the International Monetary Fund’s2024 Global Financial Stability Report (GFSR),nearly 20% of reported cyber incidents from 2004 to 2023 impacted the financial sector, with direct losses nearing $12 billion.…
As quickly as technology advances, so do the expectations of members for an instantaneous, protected, and intuitive experience from start to finish. Roughly 40% of users say a poor digital…
In the world of bank and credit union marketing, teaming up with a marketing agency can be a game-changer. It can save you resources, time and frustration. But many institutions…
A focus on advocacy and nurturing relationships helps the Virginia Credit Union League and its member credit unions achieve long-term objectives. ArecentBadcredit.orgarticle examined credit union advocacy in Virginia, including how…
And there it is. The mostcredit union-buying-bank dealsever announced in a year was 16 in 2022. Until today. The $3.3 billion-asset OneAZ Credit Union in Phoenix said it will acquire…
It's a Goldilocks moment for investors. As the books are closed on September, the S&P 500 (^GSPC) has delivered a solid 20% return so far this year. Meanwhile, bonds are…
Does your signature state something along the lines of “Think Green! Please consider the environment before printing this email?” Or have you seen this in another individual’s email signature before?…
Improving your credit union member experience training sounds complicated…but it doesn’t have to be. Just like improving your marketing, improving your service has strategic and tactical elements. The strategic pieces…
While much attention has been paid to the unique preferences of younger consumers like Gen Z,Q2’s research,conducted in partnership with Harris Poll, found more similarities than differences across age groups…
Cash flow forecastinghas become increasingly importantfor businesses and financial institutions, especially in volatile economic conditions with rising interest rates and market uncertainties. Accurate projections of cash inflows and outflows help…
Digital innovation across banking and lending is at an all-time high. From instant approvals to personalized interactions, you’ll be hard-pressed to find an area of banking untouched by the rapid…
Certificates of deposits (CDs)have become a popular investment in the post-pandemic era and it's easy to see why.CD ratessoared as theFederal Reserve raised the benchmark interest rateto fight inflation. Whilehigh-yield…
The NCUA and other federal and state financial regulatory agencies issued a joint statement urging financial institutions to focus on the financial services needs of their communities, and outlining available…
AsJay Baeronce said, "We are surrounded by data but starved for insights." This couldn't ring truer for bank and credit union marketing leaders. You’re swimming in an ocean of numbers,…
With corporate data breaches and data broker activity at an all-time high, personal information is more vulnerable than ever. As Cybersecurity Awareness Month unfolds, Human Resource teams must focus on…
If you ask most credit union members, they’d say times are tough. As many asthree out of five peoplebelieve we’re currently in a recession. Making matters worse, few Americans feel…
At Alkami, we’re constantly striving to enhance the experience of ourdigital banking solutions. This fall, we’re eager to announce some updates and product enhancements designed to elevate your experience with…
Digital Federal Credit Union ($11.9 B) and First Tech Federal Credit Union ($16.7 B) announced on September 30th their intentions to merge in 2025. With combined assets of over $28.7…
It’s the final call for deposits at more than 4.75%. The Federal Reserve’s 50 basis point rate drop means happy hour on the highest interest rates in more than 15…
Credit unions can weigh in on the CFPB’s proposed rule to amend disclosure requirements for certain remittances (international money transfers). The latestRegulatory Commenturged credit unions tosubmit commentsto America’s Credit Unions…
Your credit union’s website is often the first impression potential members get of your organization. In today’s digital-first world, it’s more than just a place to host basic information; it’s…
In today’s data-driven world, credit unions must rethink how they manage and leverage their data. Traditional data management approaches no longer suffice in an era of rapid technological advancements. By…
October has been recognized as Cybersecurity Awareness Month since 2004. This month serves as an annual reminder about the importance of cybersecurity and protecting your employees and credit union from…