Syndicated

In an age of fast-changing technology and consumer trends, it’s more important than ever to collect and keep track of member data to meet members’ needs and drive your credit…

With many states legalizing the sale and use of cannabis for medical or recreational purposes, cannabis is a lucrative and growing area of industry. With more states set to change…

Over the past few years, there’s been a notable migration from in-person to e-commerce shopping. Coupled with the shift to EMV chip cards, which has significantly reduced card present fraud…

One of the most common ways your borrowers can suffer significant loss of income is through a disability. While many disabilities cause only temporary loss of income, the average long-term…

President Biden this week jumped on the so-called “junk fee” bandwagon and called on federal regulators to eliminate them. And he singled out overdraft fees as particularly odious. “[W]hat we’re…

NCUAreminds federally insured credit unions impacted by Hurricanes Ian and Fiona of the availability of urgent need grants for eligible low-income institutions. The NCUA’s Office of Credit Union Resources and…

Wednesday,a complaint led by the U.S. Chamber of Commercewas filed against the CFPB and Director Rohit Chopra challengingthe bureau’s March 2022 updateto the Unfair, Deceptive, or Abusive Acts and Practices…

At Edge, we refer to our clients as “client-partners.” We refer to our employees as our “team.” These terms make a difference in how we see and treat each other…

Rock star drummerMark Schulmantakes an “ABC” approach to life: Attitude plus behavior determines consequences. “Your attitude will decide your ultimate success, says Schulman, a self-described “gratitude evangelist” who has performed…

Having a web presence isn’t what it used to be. The days of a landing page with a few photos, some elevator music, your contact information, and a customized dot…

Real-Time Payments(RTP – not to be confused with The Clearing House’s brand name RTP®) refers to payment rails (platforms or networks via which payments pass through) that share a few…

As aretirement plansponsor, to ensure your organization is compliant with the Employee Retirement Income Security Act (ERISA) regulations, it’s critical to understandeveryone’srole as it relates to fiduciary responsibility. Although a…

“I kept getting these text messages and phone calls early in the morning or late evening. When I finally did speak with them on the phone, all they wanted was…

Five Leagues representing 11 states were in Washington, D.C. last week to talk credit union priorities with policymakers. Visits included meetings with legislators and regulators, as well as briefings from…

New home sales roseat an accelerated rate of 28.8percent in Augustto 685,000annualized units. Sales in July were revised up21,000 units. Compared to last year, Augustsales were down 0.1percent. NAFCU Chief…

In the current economic climate, having access to funds in real time is more important than ever, both for consumers and businesses. Credit unions are taking note, as nearly 30%…

Whether you’re in favor or against digital assets, they’re here to stay. While cryptocurrency may be the first thing that comes to mind, that only scratches the surface of how…

The IRS has always treated IRA (and qualified plan) spouse beneficiaries quite generously. But thenew RMD rulesmay make executing certain options more complicated. These two spouse beneficiary changes have drawn…

“Let’s also say that change is neither good nor bad. It simply is. It can be greeted with terror or joy: a tantrum that says, ‘I want it the way…

A home equity line of credit (HELOC) is a popular way to pay for home improvements, major repairs or other big expenses. More than 1 in 10 U.S. consumers plan…

Taking out any student loan is a big financial decision. If you’ve exhausted the amount of federal student loans you’re eligible for, you may be considering additional, private loans to…

Marketing lessons are everywhere. Take parenting, for example. My wife’s sister, LeeAnn, and her daughter were in town for a brief visit last week. They stayed with us for a…

In a recent article, I shared a couple ofnightmare sales and service experiences. Both of these examples were true stories that the Lodestar team personally experienced. Even though those bad…

Those outside of the United States may not recognize the quote usually attributed to the baseball player Yogi Berra. Usually, this saying appears in the sports context to articulate the…