Syndicated

Federally insured credit unions experienced continued asset and deposit growth over the year ending in the third quarter of 2022, while loan growth was the strongest in at least two…

Existing home sales declined 7.7 percent in November to a seasonally-adjusted annualized rate of 4.1 million units, marking the 10th straight month of declining sales and a 35.4 percent decrease…

The Fed’s recent rate hikes to curb inflation—combined with the rippling economic impacts of the pandemic and ongoing supply chain issues—are just a few of the complexities credit unions must…

The CUNA-League advocacy team marked another successful year in 2022, both in terms of what it accomplished and the bad ideas it stamped out. Looking ahead, this team will continue…

The Bad Guys Are in the Holiday Spirit The holiday shopping season presents an abundance of opportunities for the bad actors to strike. Cyber criminals are hard at work during…

As leaders, we know that it's important to engage employees. Doing so is good for morale, which is good for business. It is also personally rewarding to help grow talent…

We’ve covered a wide range of topics that are propelling change in the lending space this year — from the use of technology to policy recommendations to unexpected changes, our…

The American Bankers Association (ABA) was right:credit unions haven’t provided sufficient evidence to demonstrate their success in meeting the needs of their members or their communities. However, the validity of…

Congress released the text of an omnibus bill Tuesday morning that would fund the federal government through Sept. 30, 2023 and contains several credit union priorities. The Senate is expected…

NAFCU President and CEO Dan Berger published an op-ed inAmerican Bankerexpressing disappointment in the NCUA Board for unanimously approving an operating budget that is 7.5 percent higher than the previous…

After 34 years at the executive level in lending for two different credit unions that are now multi-billion in size, my leadership style is what I refer to “leadership by…

The holidays can already be a stressful time of year, and money is one of the leading causes of holiday anxiety for Americans. But this year, typical holiday stress is…

Last week’s blogfeatured one of the most common questions we’re asked when a credit union engages us in a strategic marketing relationship: How long until this stuff starts working? I…

Christmas may be brutal for many families in 2022, particularly with residual pandemic stresses. And they feel it coming. They have been holding on to budgets (or not!) for most…

As 2022 comes to a close, it seems inevitable that organizations will look back at both successes and missed opportunities. At VisiFI, we’re looking ahead to 2023, the issues impacting…

Look around. Everywhere you look, there’s someone else. A person. People. Many people. Ask them anything. Ask them about their favorite sports team, the best season of the year or…

Credit unions and other financial institutions need a reasonable transition period to comply with sudden changes in the 2020 Home Mortgage Disclosure Act (HMDA) final rule,CUNA and other trades wroteto…

NAFCU Senior Regulatory Affairs Counsel Aminah Moorewrote to the Treasury Departmentin response to the Interagency Community Reinvestment Committee’s (ICIC) request for information regarding opportunities and challenges in federal community investment…

Digital transformation remains a high priority in the banking industry for a number of reasons. The primary one is that it can help banks to improve the efficiency and effectiveness…

One of the incredible side effects of wealth is that it doesn’t just make your life better—it can also improve the lives of your children, and potentially even your grandchildren.…

State attorneys general from both parties agree that the U.S. Supreme Court should consider whether the CFPB’s current funding scheme is legal. But that’s where the agreement ends. The state…

The next generation of fintech is just around the corner. Gen 1 brought financial institutions greater technological integration during the dot-com boom, and Gen 2 delivered traditionally in-person functions digitally…

Credit unions and other financial institutions provide key services for consumers and businesses, but many have difficulty connecting with customers in the digital space in a meaningful way. Digital customer…

Copywriting is hard. But more importantly, copywriting (if done right) creates a distinct brand voice. As copywriterAnn Handleysays, “In an online world, our words are our emissaries; they tell the…