Syndicated

In 2023, credit unions are seeing lending slow and deposits drain. The interest rate environment is the top concern for credit union leaders for 2023. The cost of funds is…

Banking has been hit with a whirlwind of technologies in recent years. With growing tech stacks that only continue to increase in complexity, it’s important to pick and choose which…

RememberThe Jetsons?That cartoon imagined an optimistic future in which humans zipped off to work in flying cars and had sassy housecleaning robots like Rosey to make their lives more convenient.…

As the House begins its markup of the FY2024 National Defense Authorization Act, DCUC and our fellow credit union trade associations remain opposed to any amendments from the banking lobby…

The Beach Boys perfectly encapsulatethe sound of summer. Their cheery voices, catchy doo-op tunes and fun themes make their music a perfect companion for a drive on a sunny day.…

As any reputable financial institution (FI) knows, to have a successful deposits program, you must first establish your FI’s Customer Identification Program (CIP). CIP verifies the applicant’s identity, a crucial…

“Why do taxes come out of my paycheck?” “Groceries are so expensive!” These were a few of the common responses to a budgeting simulation with middle school students at Village…

Causes underlying the disruptive workforce trends in recent years continue to exert their influence, contributing to evolutionary change. Understanding the potential for progress that the change brings helps employers overcome…

The Federal Open Market Committee (FOMC) begins its two-day monetary policy setting meeting today. It is expected to hold the federal funds rate at its current range of 5 to…

New digital banking technologies have the power to expand and open market access for American consumers and emerging businesses. In a more competitive market, Americans will be able to earn…

The House and Senate are both in Washington, D.C.,this week, with the House to consider various measures, and the Senate to resume consideration of executive nominations. Consumer Financial Protection Bureau…

This week the so-called Credit Card Competition Act was introduced in the House and Senate. Though unfortunate, it’s no surprise. CUNA, Leagues, and credit unions have been preparing for this…

Segment deposit offers and train frontline staff to navigate the fine lines between members’ goals and those of your credit union. It is tempting to believe that a low cost…

World Council of Credit Unions’ (WOCCU) Senior Vice President of International Advocacy Andrew Price on May 31 outlined the various ways credit unions play a key role in growing financial…

Picture a magic show. Even the most complex acts have some variation of the “pick a card, any card” trick. The card choice might appear random, but there’s actuallyhidden psychologybehind…

America’s credit unions and their more than 135 members vehemently oppose the Credit Card Competition Act, CUNA Deputy Chief Advocacy Officer Jason Stverak wrote to all members of Congress Friday.…

We are thrilled to introduce a new thought leadership platform –­ PSCUTV. This video series offers a new, fast-paced way to engage with topics that are relevant for your credit…

Two years after it was first proposed, theInteragency Guidance on Third-Party Relationships: Risk Managementhas beenfinalized. This new vendor management guidance from the federal regulatory agenciesaligns vendor management requirements among the…

Look to automation, artificial intelligence and digital transformation. We all know that credit unions are facing numerous headwinds in 2023, including high-interest rates, an uncertain economy and the liquidity challenge.…

NAFCU joined with several other financial services trade organizationsto warn congressional leadersabout the detrimental impacts legislation to expand interchange price controls would have on consumers, credit unions, and other financial…

CUNA Senior Federal Compliance Counsel Colleen Kelly, Senior Director of Advocacy Luke Martone, and credit unions from CUNA’s Examination and Supervision Subcommittee met with the U.S. Government Accountability Office (GAO)…

The NCUA, CFPB, Federal Reserve, FDIC, and Office of the Comptroller of the Currency Thursday requested comment onjoint proposed guidancerelated to reconsiderations of value (ROV) for residential real estate transactions.…

At theCU PrideLeadership Conference on Wednesday, Tammy Schultz said she’s determined to be an ally to LGBTQ+ community members and people from other diverse backgrounds because she needs every one…

As economic and regulatory uncertainty continues, so does the need for a reliable way for consumers to make ends meet. While there are some signs of economic improvement, a few…