Digital banking account holders increasingly expect the convenience of instant peer-to-peer (P2P) transfers, which entail sending or receiving money from one of their accounts to another person or organization’s account.…
Credit union loans outstanding increased 0.7% in April, compared to a 0.8% increase in March 2023, and a 1.7% increase in April 2022, according to CUNA’s latest Monthly Credit Union…
Congress remains in recess this week and NAFCU continues to advocate on behalf of credit unions on top priorities, including interchange, the National Defense Authorization Act, credit union tax exemption,…
There are a few cultural facts about the workplace that can be considered universally true. First, labeling your food in a shared office fridge only sometimes stops that container of…
Who doesn’t love a good surf and turf meal? Probably a lot of people, but we’re not here to talk about restaurant menus. As you may know, lobsters shed their…
When it comes to digital transformation, executives at many banks and credit unions understand what needs to be done, but far fewer understand how to get it done. That’s not…
After being robbed three times in two weeks as a teller,David Reilingtook quite the interest in bank security. Now serving as the Chief Executive Officer, FinTech Leader, B Corp Advisor…
“Unprecedented”, a recurring theme since the pandemic hit over three years ago. Even though many of the financial crises our industry has seen recently tend to feel unprecedented, they are…
The back office is an integral part of any credit union that takes care of essential business functions. But it's often the least visible, most overlooked area when innovation projects…
While credit scores may have a central role in deciding who qualifies for a given financial product at specific terms, let’s face it – the current credit system works against…
Publisher’s Note: CUInsight is hosting a free webinar Wednesday, Wednesday, July 12, titled, “Speaking Military: Enhancing Credit Union Communication and Support for Military and Veteran Members” We hope you’ll join…
The CUNA HR & Organizational Development Council announced its executive committee and officers during the Council’s Annual Conference. This is a result of the most recent annual election by the…
It’s no secret the mortgage industry has seen its fair share of ups and downs over the past two years, with lenders navigating the shift from a hot to an…
It’s nearly July, which means the summer movie season is about to explode! One of the many big blockbuster flicks releasing next month is“Mission Impossible: Dead Reckoning.”This movie kicks off…
Financial inequity: a racial issue America has an inequality problem. Just like the food we eat, the institutions we bank with are crucial to our health and well-being. More than…
This has been a challenging year for mortgage lenders. As rates rise, mortgage originations continue to fall, making competitive differentiation more important than ever to win market share. Lenders are…
Consumers may still see a bank or credit union as their primary financial home. However, they are increasingly willing to rely on nonbank providers for financial services and to move…
If you work, you’re inevitably going to come to a crossroads and wonder: What next? That time could come if we feel our own personal values aren’t aligned with the…
The June edition of CUNA’sAuto Lending Monthly Reportcontains updated data from Equifax, which revised the historical data going back to 2005. The revision affected the total outstanding balances and originations…
Goldman Sachs(GS.N)is considering exiting its partnership with Apple(AAPL.O), the Wall Street Journalreportedon Friday. The iPhone-maker and Goldman Sachs started rolling out a virtual credit card in 2019. The bank is…
The Federal Reserve Thursdayreleased a list of 57 early adoptersthat have completed formal testing and certification in advance of the FedNow Service’s launch. The announcement indicates the group is performing…
“There are...wait for it...43,252,003,274,489,856,000 ways of arranging the squares, and only one of these is the solution. Turn and twist away—can you solve it?” Can you guess what that quote…
We released the firstCredit Union Auto Lending Monthly Reportin February, new analysis on the dollars and cents behind the credit union difference. This report—and subsequent ones—are based on the dataset…
You don’t have to be a news junkie to be aware of the debt ceiling crisis the United States went through in May. Again. Leaders in Washington, D.C. take us…