In today's rapidly evolving financial landscape, the adoption of real-time payments (RTP) has become increasingly crucial for banks and credit unions.The RTP market size was valued at 17.57 billion in…
If a chain is only as strong as its weakest link, for most credit unions and smaller financial institutions, that vulnerability rests in the same place: their data. Members flock…
During a conversation with former African-American Credit Union Coalition (AACUC) chair Maurice Smith, CUNA President/CEO Jim Nussle and NAFCU President/CEO Dan Berger shared their vision for America’s Credit Unions, should…
In August, CUNA and NAFCU announced their intent to merge to form into a single, powerful entity – America's Credit Unions – to serve credit unions more efficiently and effectively,…
When I began my career in the accounting field over 30 years ago, I used mechanical pencils, green ledger paper (some up to 12 columns across), and an adding machine.…
For so long, new tech has been utilized by fraud artists, costing many unsuspecting victims countless dollars. Now, AI tools and strong fintech partnerships could be used to stop fraud…
When it comes to productivity (or lack thereof), it’s usually treated like a work ethic problem. A certain employee isn’t productive because they’re not diligent. So-and-so just doesn’t want to…
In what may be the most under-reported ATM story of 2019, a growing number of financial institutions are making the decision to walk away from PC-based Windows ATMs. Others are…
NAFCU is preparing to host four credit union events in September:Congressional Caucus,Large CU Summit,CFO Summit, andRegulatory Compliance and BSA Seminar. First up, the association will welcome hundreds of credit union…
Beginning on January 1, 2019, NCUA and state supervisors from California, Florida, New Hampshire, Oklahoma, South Carolina, and Texas kicked off a pilot program aimed at reducing the regulatory burden…
A decade ago, when I began working in the fintech sector, I realized that there was a significant disconnect between the way people in the banking industry think about products…
CUNA President/CEO Jim Nussle, who will lead America’s Credit Unions should CUNA and NAFCU members approve the merger, sent a message to members after the vote opened Monday pledging that…
NAFCU is offering awebinarto discuss the increased regulatory scrutiny over fees, what may qualify as a “junk fee,” and the ways a credit union can evaluate their current fees. The…
Every part of your community bank or credit union workflow is important…but it doesn’t feel that way. Some functions get more credit than others. Some talents are dismissed as time-wasting…
Credit reports and scores are so closely related, you might think that where you find one, you’ll find the other. But that isn’t always the case: You won’t find a…
Account funding transactions (AFTs) are growing in usage as consumers increasingly embrace digital payment services offered through PayPal, Venmo, Starbucks, Apple Pay and even Uber. For members, AFTs are a…
As the old saying goes, “When all you have is a hammer, every problem looks like a nail.” ChatGPT may be an impressive AI hammer, but not every tool is…
Here’s an interesting question. What is one of the longest, if not the longest, relationships a person will experience in their life? Here’s a hint – it’s not a marriage.…
Recently, on a shopping trip with my daughter, it occurred to me that there are very few places I go that lack a rewards program. For example, the first item…
You’ve shared your thoughts and concerns for America’s Credit Unions through a number of in-person meetings, calls, and submissions on our website. You’ve begun sharing what you want “more of”…
The demographic makeup of the U.S. is forever changing. Understanding how an individual’s race, ethnicity and culture influences their financial behaviors is key to the credit union movement’s mission to…
Since the launch of the Elan Charitable Giving program in 2022, Elan has volunteered over 150 hours alongside our credit union partners. From food banks to financial education, hear from…
In digital banking transformation, many organizations tend to hold out for perfection when launching a new process, product or service. Yet grasping tightly to the ideal of perfection can be…
Triton understands how incredibly important security is to your business, so we make it our business to ensure that Triton ATMs have the best security possible. Increased risks make it…