Syndicated

Over the years, Apple’s retail hubs have become more than just another store: It’s an experience so central to the brand that it is a product of its own. That…

This week we wrapped up our third forum on the proposed merger, and I want to thank everyone who attended, submitted a question, or shared an idea over the past…

Facing rising interest rates, financial institutions have shifted their efforts from lending to deposits. Meanwhile, the market has become increasingly saturated with attractive offers and flashy interest rates. Neobanks are…

What in your daily life makes you feel fulfilled? Motivated? Happy? Are you tapping into those passions to make a difference? These can be tough questions. And finding the right…

People over profits is one of the main principles of the credit union movement. That said, it is necessary to seek out and nurture profitable members in order to support…

The CFPB Wednesdayreleased an advisory opinionfor financial institutions it supervises – which includes credit unions with more than $10 billion in assets – to provide consumers with information about their…

Strategic plans are all about possibilities, but the possibility of risks getting in the way is also part of the equation. Knowing that there are risks and knowing that they…

The American Bankers Association released a new survey that offers insights into how consumers perceive and value overdraft protection. To gain a deeper understanding of the findings, you can explore…

Meta’s new social platform, Threads, released on July 5, 2023, to much fanfare. According toReuters, Threads saw a huge initial influx of 100 million people in its first five days…

Cyberattacks happen every 39 seconds in the United States, with 2,200 cyberattacks happening per day and 800,000 attacks occurring each year. This number is only expected to grow as time…

Worldwide Foundation for Credit Unions (WFCU) traveled with staff members from Ukrainian Persha Vseukrayinska Kredytna Spilka (PVKS Credit Union) on a four-day Global Bridges engagement to Ireland this week.. Representatives…

Buy now, pay later credit may be prompting younger Americans to get in over their heads in debt. This is the conclusion of two separate studies, one from Morning Consult…

Despite the gradual economic recovery experienced in the United States following the pandemic in 2021, according to the Financial Health Pulse’s2023 U.S. Trends Reportreleased in September the financial health of…

NCUA issued a Letter to Credit Unions (23-CU-08) Wednesday on resumption of federal student loan payments. Federal student loan interest resumed Sept. 1, and payments restart in October. "As federal…

Monitoring your credit reports should be a staple of your financial routine, much like checking your bank and credit card accounts. Even if you rarely use the credit you already…

NAFCU’s Regulatory Committee met Tuesday to discuss the latest issues and proposed rules open for comment, including the Department of Labor’s (DOL) proposed rulemaking on wage exemptions, the oral arguments…

For the past few years, I’ve written about the varying circumstances surroundingsurge deposits. From “the death of” to the “resurgence,” it seems to be a consistently hot topic—this year, with…

The summer of 2023 saw a new record as Americans surpassed an astonishing $1 trillion in credit card debt, according to the Federal Reserve Bank of New York.The coupling ofbothhigh…

Banks and lenders may have been historically resistant to adapt technology, but they’re catching up at the community banking level in droves. The shift of consumer and business expectations around…

Community banks and credit unions are often seen as two sides of the same coin. While they still have their differences (with community banks being for-profit and credit unions non-profit),…

Halloween is still 26 days away, but that doesn’t mean it’s too early to talk about scary stuff. Just ask elementary school aged kids – they’ll tell you Halloween is…

In 1999, theGramm-Leach Bliley Act(GLBA) created a federal data privacy rule. This rule, implemented byRegulation P, governs how financial institutions can share a consumer’s information. Specifically, Regulation P requires that…

Credit union leaders collaborated to raise $1.2 million for 11 Children’s Miracle Network Hospitals during the “The Totally Awesome CU4Kids Auction & 80’s Prom Bash” held in Spokane Oct. 4,…

New data from the Bureau of Labor Statistics revealed 336,000 jobs were added in September, while gains in August and July were revised up 40,000 and 79,000, respectively. NAFCU Chief…