Is Black Friday shopping worth the hassle?
Black Friday has long been hailed as the biggest shopping day of the year, but consumers are beginning to rethink that title. While there are definitely great deals to be…
Black Friday has long been hailed as the biggest shopping day of the year, but consumers are beginning to rethink that title. While there are definitely great deals to be…
At its September 2023 meeting, the NCUA board unanimously approved afinal rulethat would amend NCUA’s existing regulations to make it easier for credit unions to work with third-parties in the…
Congress and NCUA should work with credit unions to pursue a legislative and regulatory approach aimed at ensuring credit unions can continue to serve their millions of members,CUNA and NAFCU…
The CFPB Monday announced annual threshold adjustments related to the Truth in Lending Act (TILA), Consumer Leasing Act (CLA), and Fair Credit Reporting Act (FCRA). The CFPB, along with the…
It seems every year the banking industry must plan to overcome “something,” and that “something” often seems like it is too daunting of a task, and much more extreme than…
With the explosive buzz that artificial intelligence models have brought into the mainstream, AI, especially generative AI, has been almost impossible to ignore. But while ChatGPT and similar tools attract…
Reflecting on the Year That Was As the year draws to a close, there’s a natural urge to shift our focus to the future. Before you do… what story did…
Military service instills leadership qualities in ways few other areas of life can. Real life-or-death situations, real sacrifices and real moments of courage showcase what it means to lead others…
The Federal Reservepublishedits interchange proposal Tuesday in theFederal Registerwith a comment deadline of Feb. 12. The Fed Board of Governorsproposedthe changes at its Oct. 25 meeting. CUNA, Leagues, and credit…
The NCUA Board meets Thursday and is set to issue a final rule related to charitable donation accounts (CDAs). NAFCU, the Defense Credit Union Council (DCUC),the Veterans of Foreign Wars…
TheDefense Credit Union Councilis a long-time sponsor of theMilitary Child Education Coalition.A recent MCEC studyfound that at least one military-connected child lives in every zip code nationwide. This means it’s…
Metahas unveiled a feature that enablesFacebookandInstagramusers to connect their accounts withAmazonfor a seamless shopping experience. This move aims to keep users within the apps while making purchases on Amazon, eliminating…
One of Austrian-American economistJoseph Schumpeter’sdescriptions of capitalism was called “creative destruction.” This refers to a competitive economy’s relentless efforts to innovate for advantage and market dominance. He described the process…
The Global Women’s Leadership Network’s (GWLN) brought more than50 credit union women from 15 U.S. states and Canadatogether in Richland, Washington last week for the seventh annual Executive Readiness Summit…
The year 2024 is shaping up to be a pivotal moment for U.S. banks and credit unions, according to a newplaybookfrom digital banking solution provider Alkami. “Strategies & Budgeting for…
In our modern, digital world, the financial landscape is evolving—and fast. Today’s money moves at the speed of the Internet, which means banking isn’t what it used to be. As…
CUNA highlighted credit union service to veterans and called for support for the Veterans Member Business Loan Act in a message to Congress sent Wednesday. The bipartisan legislation—introduced in theHouseandSenate—would…
The Federal Housing Finance Agency (FHFA) released itsreporton the Federal Home Loan Bank (FHLBank) system Tuesday. The report is part of the agency’s comprehensive review of the FHLBank system ahead…
Are you really planning, or are you just budgeting? By this I mean, are you filling out the numbers on a spreadsheet or planning the actions needed to make it…
I hope you’ll take some time over the holiday weekend to honor those who have chosen to serve our country in the armed forces. Military service brings its own set…
Faced with constantly evolving cyber threats, IT teams today must embrace digital transformation. Post pandemic reality has accelerated some of these evolutions, like more cloud users, more cloud providers, and…
Cyber insurance was thebrainchild of Steve Haase, an insurance broker for Hamiliton Dorsey Alston Co. When first introduced in 1997, the coverage was called Internet Security Liability (ISL). Early policies…
Replace: Banking a niche comes with certain advantages. It usually offers an institution reduced competition, lower acquisition costs, and greater loyalty, albeit with a smaller group of account holders. But…
In an environment of external uncertainty and internal resource constraints, the role of intrapreneurs—those leaders driving innovation from within organizations—is more critical than ever. AtOutthinker Networks, we are fortunate to…