Capital Corner: What is Washington’s “new normal?”
Based on the events of recent months, with international crises and congressional upheavals dominating the news, it would seem that the “abnormal” is now normal. What does it say about…
Based on the events of recent months, with international crises and congressional upheavals dominating the news, it would seem that the “abnormal” is now normal. What does it say about…
The latest survey by Elan Credit Card and PYMNTS Intelligence reveals that credit unions and community banks have substantially increased their footprints in the consumer credit card space in recent…
Empathy is the bedrock of why credit unions and community banks serve consumers. You understand people and provide them with opportunities not every financial institution offers. But do you know…
The Consumer Financial Protection Bureau (CFPB) consistently oversteps or fails to consider the whole impact of its regulations on credit unions and other consumer-focused institutions, CUNA Deputy Chief Advocacy Officer…
The NCUA held a public hearing for itsproposed 2024-2025 budgetThursday. For 2024,the agency has proposed an increase of 9.5 percent from 2023 and an increase of 9.9 percent from the…
Gaps in financial literacy and a lack of preparedness when negotiating for salary and benefits during the hiring process can have a costly impact on female executives. The well-documentedgender wage…
In some ways, the Internet has been a real help for anyone looking for love. Several dating sites and mobile apps give you hundreds, even thousands of potential matches. Unfortunately,…
It was an honor to announce the 2023 CUNA Award winners this week. These credit unions and organizations shine a light on the many ways we live our people helping…
As annual dues notices arrive from several industry organizations, it is important to remember a simple formula we use in earning your support: Value + Service + Accountability = Results…
Property owners and economists have watched vacancy rates rise and fall across the country since remote work and social distancing began. As lenders watching for weakness in commercial real estate,…
Small credit unions often find themselves in the shadow of larger banks, with the threat of mergers looming large. But is there a way for these underdogs to not just…
The NCUA board approved a final rule expanding the definition of “qualified charity” credit unions can contribute to using a Charitable Donation Account (CDA). CUNA engaged with NCUA for more…
Total retail sales increased 0.1 percent in October, compared to a 0.9 percent increase in September. NAFCU Vice President of Research and Chief Economist Curt Long analyzed the report in…
Fraud has become more of a factor for consumers and businesses alike, especially check fraud. Several recent media reports have incorrectly positioned the process of sending checks via postal mail…
For generations, homeownership has been synonymous with the American Dream. That is still true to this day but sentiment towards buying a home has shifted, especially for younger generations such…
Earlier this year, DCUC and the National Association of Federally-Insured Credit Unions (NAFCU) sent ajoint letterto the NCUA Board. In the letter, we asked the NCUA to amend the definition…
Kicking off a new facilities project is tough, and that’s why we’ve developed this comprehensive guide to writing a request for proposal (RFP) as well as evaluating and ranking the…
Join Brian Lauer, partner with the law firm of Messick Lauer & Smith P.C. and General Counsel to the National Association of Credit Union Service Organizations (NACUSO), for a deep…
Payment Card Industry (PCI) Compliance has the ATM industry in a tizzy trying to figure out what’s real, what’s projection, and what it really means to an ATM operator’s bottom…
America’s Credit Unions Transition Board of Directors Chair Brian Schools and Vice Chair Lisa Ginter are encouraging credit unions to embrace the industry’s cooperative spirit as the new organization begins…
NAFCU joined with several other trade associations tovoice opposition to a petitionmade to the CFPB that would require the bureau to pursue a rulemaking to ban pre-dispute arbitration provisions in…
One picture is worth a thousand words.” – Fred R. Barnard Your imagery says as much about you as your copy does. The style. The fonts. The arrangement of objects.…
About 27 million consumers will experience payment “shock” with the end of student loan forbearance. But will that shock create widespread delinquencies and credit issues across consumer lending? Data suggests…
For your credit union, it's important to acknowledge that "asset growth" and "increasing assets" are two different goals. A generalized growth in assets looks good in the short-term, yes. Butsustainableasset…