Syndicated

US stocks stumbled on Tuesday, with investors still focused on the path of interest rates after a lackluster start to earnings season that kicked off with big bank results. Dow…

Citing recent bank purchases by credit unions, the Independent Community Bankers of America trade group is renewing its call for congressional oversight of the purchases. “As credit union banking acquisitions…

Small business interest in purchasing via nonbank buy now, pay later programs and bank card issuers’ flexible financing/installment loan options both accelerated in 2023 and could grow even more in…

This week, America’s Credit Unions remains engaged on Capitol Hill as lawmakers near the Jan. 19 deadline to secure government funding for four appropriations measures, including Agriculture, Energy, Veterans, Transportation…

Congress returned to Washington, D.C., this week, providing us the opportunity to introduce our new united trade association working on behalf of credit unions. I wrote to members of Congress…

Many banks and credit unions enjoy holding their strategic planning sessions in the fall, and you may have held your own planning session during that time. Or maybe your session…

Does the United States lag behind in the race toward “open banking”? “Open banking” is an umbrella term to describe the idea that sharing anonymized financial data between institutions can…

As inflationcontinues to throttle backacross the broad U.S. economy, some consumer categories have sunk into outrightdeflation. In other words: Americans are seeing prices decline for certain items. Those pullbacks have…

Congress will not block a Consumer Financial Protection Bureau rule requiring financial institutions to report demographic information about their small business lending, but an injunction issued by a federal judge…

A Small Business Regulatory Enforcement Act (SBREFA) panel convened by the CFPB shared several recommendations made by America’s Credit Unions regarding the bureau’s Fair Credit Reporting Act (FCRA) proposal. The…

By their very nature, credit unions foster resilience in their members by reinvesting profits back into communities to create thriving local economies. But in a post-pandemic world experiencing more disruption…

Retirement can bring a renewed sense of freedom and, at the same time, uncertainty. How will you spend your days? Travel? Spend more time with family? Take up new hobbies?…

Adoption of AI, especially generative artificial intelligence, will rival or exceed the impact of previous digital revolutions in banking. But the pace of AI-driven change will put those earlier waves…

Small and medium-sized businesses (SMBs) constantly search for ways to enhance their data protection and resilience against persistent cybercriminals. However, their security service providers frequently struggle to tackle advanced threats…

Of course, we realize credit unions are the best financial institution for just about everyone, but convincing younger generations can be a bit trickier. To understand why credit unions are…

U.S. consumer prices increased more than expected in December as Americans paid more for shelter and healthcare, suggesting that it was probably too early for the Federal Reserve to start…

A bipartisan group of representatives Wednesday introduced a bill to increase federal credit union loan maturity limits. America’s Credit Unions President/CEO Jim Nussle thanked cosponsors—Reps. Scott Fitzgerald, R-Wis., Juan Vargas,…

Is your bank or credit union marketing up to snuff? You should ask that question every day, but it’s especially important to ask it when beginning a new year. Addressing…

In the rapidly evolving landscape of credit unions, the journey towardeffective leadershipdoesn’t merely revolve around managing operations. It hinges on empowering teams to deliver exceptional member experiences. Gone are the…

Have you ever been given the dreadful task of having to create Standard Operating Procedures (SOPs)? Or ever wondered what the purpose of having them is? According to Indeed.com, “Standard…

Economic concerns, violence around the world and an uncertain election – that’s how we’re starting 2024. Despite all of that marketers are being optimistic heading into 2024 than years past,…

America’s Credit Unions looks to build on the strong foundations of its legacy organizations to ensure credit unions and those they serve can thrive financially. America’s Credit Unions President/CEO Jim…

Happy New Year! 2024 will come with fresh successes…and fresh challenges too. One challenge you may face in 2024 is your bank or credit union brand. Is it outdated? Do…

Like the three years before it, 2023 proved to be an eventful and unpredictable year. Conflicts in Gaza and the Ukraine led the headlines, while feel-good pop culture stories like…