Syndicated

What is a budget and why do we do it? A budget is an essential planning tool for estimating your business or personal future income and expenses. A budget can…

Credit Union National Association, doing business as America’s Credit Unions, will implement layoffs as a result of a recent merger and forecasts of business needs going forward, according to aWARN…

Shopping has changed in recent years as more and more of it has moved online. Now, for many consumers, especially younger ones, the way those purchases are paid for is…

Mortgage rates dipped again this week, enticing more rate-sensitive buyers and sellers to return to the housing market. The average rate for a 30-year loan dropped to 6.60% from 6.66%…

Credit cards can help you build a healthy credit history if you manage them properly. You may also benefit from rewards like cash back or points to be used for…

The CFPBreleased a proposalWednesday that would apply Truth in Lending Act provisions to overdraft services charged by financial institutions with more than $10 billion in assets. America’s Credit Unions strongly…

Even though “wonky” may not be a word you use every day, it’s one of those words that can really sum up a scenario.While “wonkonomy” [wonky + economy] may not…

You might be starting a fitness journey this year. And even these regimens allow for cheat days - days where you can ditch the kale shakes and enjoy some delectable…

I am so thrilled to be sharing today's episode with you! I am joined today by special guest Dennis McIntee, CEO of the Leadership Development Group, author of Drama-Free Teams,…

The Consumer Financial Protection Bureau is failing to meet its goal of filing or settling enforcement actions within two years of opening an investigation, the agency’sInspector General said in a…

December retail sales out Wednesday showedUS consumerspending continued to prove resilient to round out 2023, pushing back against fears economic growth stalled in the year's final months. Retail sales grew…

America’s Credit Unions wrote Senate Banking Committee Ranking Member Tim Scott, R-S.C., and Sen. Joe Manchin, D-W.Va., along with Rep. Bryan Steil, R-Wis., tooffer support for their bipartisan Business of…

The Internal Revenue Service is way behind in dealing with identity theft cases, and it’s causing delays for taxpayers whose refunds are caught up in the bureaucracy. Identity theftis a…

Research has shown that only about 8% of leaders excel at both strategy and execution. So, with limited resources at your credit union, which is more important to your success?…

JPMorgan ChaseCEOJamie Dimonsaid he remains cautious on the U.S. economy over the next two years because of a combination of financial and geopolitical risks. “You have all these very powerful…

When it comes to paying off your credit card balances, you have multiple options. Paying the minimum on a credit card can be tempting. Why pay more if you don’t…

Credit unions are rightfully known for providing outstanding service to their members. But this member-centric philosophy can be put to the test during the most stressful interactions, such as card…

When it comes to payments, the need for immediacy has never been more pronounced. Financial institutions of all sizes are grappling with the integration of instant payment systems, a trend…

Workforce issues existed before the pandemic, but COVID-19 revolutionized the world of work, creating trends and concerns that HR and talent leaders are still grappling with today. Think back to…

US stocks stumbled on Tuesday, with investors still focused on the path of interest rates after a lackluster start to earnings season that kicked off with big bank results. Dow…

Citing recent bank purchases by credit unions, the Independent Community Bankers of America trade group is renewing its call for congressional oversight of the purchases. “As credit union banking acquisitions…

Small business interest in purchasing via nonbank buy now, pay later programs and bank card issuers’ flexible financing/installment loan options both accelerated in 2023 and could grow even more in…

This week, America’s Credit Unions remains engaged on Capitol Hill as lawmakers near the Jan. 19 deadline to secure government funding for four appropriations measures, including Agriculture, Energy, Veterans, Transportation…

Congress returned to Washington, D.C., this week, providing us the opportunity to introduce our new united trade association working on behalf of credit unions. I wrote to members of Congress…