NCUA and mergers: Keeping members out of the room where it happens
In the past month, the NCUA has approved two different mergers to take place. While this may seem like nothing new or exciting, both merger approvals noticeably took place without…
In the past month, the NCUA has approved two different mergers to take place. While this may seem like nothing new or exciting, both merger approvals noticeably took place without…
Banks and credit unions have been watching Apple move further and further into the financial services business for over a decade now. Even after all that time, the question remains:…
As the cybersecurity threat grows larger and more sophisticated, control of credit union strategies is passing out of the hands of local managers and moving to national and international regulatory…
While the Federal Reserve kept interest rates unchanged Wednesday, there’s a tone shift happening and a chance that the first rate cut in four years could be announced in March.…
America’s Credit Unions President/CEO Jim Nussle highlighted the credit union industry’s investment in payment technologies and the role of interchange in fraud prevention in aletter to the Senate Banking Committee…
Can theConsumer Financial Protection Bureauforce credit unions and banks to grant financial technology companies access to their core banking systems without compensation? De facto public utilities providers TheFifth Amendment to…
One billion hours. That’s how much daily video content people watched on YouTube…in 2017. Only YouTube. Imagine how many hours people watch on YouTube, TikTok, Instagram and any other platform…
Right before the holiday season, rkGoBig’s Lending Council (a group of collaborators meeting monthly for the past five years) gathered to trade knowledge on the “go-forward” for their credit unions.…
The Federal Reserve left interest rates unchanged on Wednesday but took a major step towards lowering them in coming months in a policy statement that tempered inflation concerns with other…
Consider yourselves warned. The Consumer Financial Protection Bureau is beefing up its enforcement staff and intends to hire 75 attorneys this year, agency officials confirmed this week. The agency announcement…
At Laserfiche we’re always looking forward. We know that financial services firms are no different. That’s why in the new year, we asked our resident financial services expert — Joman…
America’s Credit Unions President/CEO Jim Nusslewroteto the Senate Banking Subcommittee on Housing, Transportation, and Community Development ahead of today’shearingon the usage of AI in the housing industry to offer the…
It was perhaps the most notorious Super Bowl ad of all time: an era-hopping Larry David playing a perpetual skeptic, pooh-poohing inventions like the wheel, the light bulb, the U.S.…
Global mobility and a work-from-anywhere culture open the door to creative solutions for financial wellbeing, starting with retirement benefits. Helping employees navigate day-to-day financial stressors and build savings over the…
We've heard several financial institutions intend to delay deploying instant payments capabilities, such asFedNowand The Clearinghouse's RTP Network, until 2025 as part of broader cost-control initiatives. While instant payment adoption…
It’s fair to say that the key to credit union sales is empowering the member. When they feel in control, they are more likely to close deals – open memberships,…
National banks dominate the U.S. consumer credit card industry, with a strong position that is unlikely to be challenged anytime soon. However, smaller financial institutions (FIs) are slowly gaining ground.…
You’ve probably heard this before, but key lawmakers said last week that they still want to enact a long-term reauthorization of the National Flood Insurance Program (NFIP) this year. “We…
At Laserfiche we’re always looking forward. As such, our leadership team continually evaluates the latest trends and how we can best position our organization and its customers for the future…
FedNow, the Federal Reserve’s instant payment system, last weekprofiledHawaiiUSA Federal Credit Union and the impact of instant payments on credit unions and their members. In the profile, HawaiiUSA Federal Credit…
US stocks edged higher Monday, with the S&P 500 notching another record close as investors braced for a busy week packed with Big Tech earnings updates, a Federal Reserve rate…
When you’re driving a rental car, how do you treat it? Maybe do a little off-roading, hit a few speed bumps and leave trash in the vehicle. Contrast that with…
Ongoing changes in the regulatory, competitive, and economic landscape are driving many financial institutions to review their credit card program strategy and evaluate whether to invest in growing an internal…
TheJosh Bersincompany’sHR Predictions for 2023report suggested that the last year would be one of transition for work, people in the workforce and human resources. And it was. We had some…