VantageScore Solutions

Launched in 2006 by the nation's three major credit reporting companies (CRCs), the VantageScore® credit scoring model is a pioneering and innovative credit scoring model proven to be highly predictive of credit quality ― providing credit unions with a consistent interpretation of consumer credit files across the three CRCs and the ability to score more people more accurately. This means credit unions can identify and extend credit to more creditworthy borrowers, including the millions of Americans who use credit infrequently, and those who are new to the credit market.