GAINESVILLE, FL (April 28, 2025) |
Radiant Credit Union and First Coast Community Credit Union are pleased to announce their plans to merge, bringing together two strong, community-focused financial institutions to provide enhanced services and expanded resources to members across North Central Florida. The merger is anticipating receiving membership and regulatory approval by December 2025.
Headquartered in Gainesville, Radiant Credit Union has long been committed to empowering members with innovative financial products and personalized service. First Coast Community Credit Union, based in Palatka, has built its reputation on its deep-rooted member relationships and community connections that include their humble beginnings from the Hudson Pulp & Paper Mill, Putnam County Teachers Credit Union and Putnam County Federal Credit Union, now all combined into First Coast Community Credit Union. By joining forces, the combined organization will continue to uphold the values of both credit unions while offering increased access to financial solutions, branch locations, and technology driven banking services.
"This merger represents a significant milestone in our combined mission to help more of our members achieve financial success," said Tom Barnard, President & CEO of Radiant Credit Union. "By expanding our footprint and combining our resources, we can enhance the financial well-being of our overall membership while maintaining the personalized service and community commitment that define both organizations. We are thrilled to welcome First Coast Community Credit Union members and employees to the Radiant family."
The integration of First Coast Community Credit Union into Radiant Credit Union will ensure a seamless transition for our combined membership, with continued access to their trusted financial services and the addition of new benefits, such as enhanced digital banking tools and a broader branch network.
"Our two credit unions share a common vision—putting our members first and fostering strong local connections," said Gretchen Lunsford, President & CEO of First Coast Community Credit Union. "This merger allows us to maintain the small-town, community-based credit union feel that our members love while benefiting from the additional resources and locations of Radiant. It’s truly a perfect fit."
Members of both credit unions can expect regular updates throughout the transition process, with a strong focus on ensuring a smooth experience. Employees from First Coast Community Credit Union will also join the Radiant Credit Union team, preserving the familiar, member-centric culture that has been a hallmark of both institutions.
With this merger, Radiant Credit Union continues its mission to provide financial solutions that improve lives while honoring the legacies of both organizations. The combined credit union will serve more members across a wider geographic region, reinforcing its commitment to strong financial services and local community support.
For more information about the merger, please contact Wes Strickland as noted at the top of this release.