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A place for your voice to be heard. Comment on posts or submit your own commentary on the credit union movement. Submit your commentary for review to our Managing Editor at rsmith@cuinsight.com

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08-30-2010: Ask Chuck: Small Credit Union Advice from the CU Insight Community #3
My examiner says I'm overstaffed and the board wants more results from marketing. There are no auto loans to be grabbed in the community. I'm spending all I can in advertising with cable TV ads, online games for kids, credit card programs, auto loan recaptures and various loan promotions. The margins are killing us. I'm afraid my board will fire me, if I don't produce results as our capital is declining.
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08-23-2010: Ask Chuck: Small Credit Union Advice from the CUinsight Community # 2
I was promoted to CEO last year to turn around our credit union. Like others we face a serious decline in members and loans. The old way wasn't working. Since then we've worked hard and made exceptional progress. My board is actively involved in managing the credit union, on every committee, even though we are well staffed with 13 employees. They even insist on approving every employee for hire from tellers to our critically needed business development and marketing specialist.

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08-20-2010: 20 Credit Unions Win Big Treasury Grants
Randy Smith - CUinsight.com Managing Editor
The U.S. Department of the Treasury’s Community Development Financial Institutions (CDFI) Fund announced $104.9 million in awards for 180 financial institutions serving struggling communities, including 20 credit unions.
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08-16-2010: Ask Chuck: Small Credit Union Advice from the CUinsight Community

I am the CEO of a mid-sized credit union that found it's VP of Lending couldn't say no to loans for unworthy borrowers in our small community. He then hid the delinquencies. Unfortunately, we did not catch this trend soon enough. The employee is now gone. Our examiner presented a supervisory agreement to our board. I'm going through every loan myself, overwhelmed by the situation and regulatory pressure. I can't tell if the regulator wants to help me or take my credit union down. What advice do you have?

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